Wear and tear are a part of life.
Not just a process of aging
Something that is currently functional may stop working the next moment. For example, the human body is the most complex machine ever created.
It has not evolved from apes or any other scientific theory about evolution. It was purposefully designed to work in a way that we still do not fully understand, despite modern medicine's advances.
Sometimes the body's organs simply pack up and stop working, while other times they exhibit symptoms and signs other times they simply degenerate overtime due to overusing and age.
The former causes financial distress because people did not expect it to happen. The latter is preferable.
For example, if your liver shows signs of failure, spending money on modern medicine and lifestyle changes can help you recover; however, if it does not and simply shuts down, people can spend a lot of money and still die.
Unpredictable Expenditure
I was trying to clean my fridge this morning when I accidentally hit a rusty evaporator coil with the cleaning brush, and boom! Spoilage. The issue is that I never expected to cause damage simply because I wanted to keep the fridge clean.
The evaporator was rusted, and leaving it that way means that the rust will leak into the food and water, and attempting to prevent this potential health risk means that I have spoiled my fridge in the process.
The fridge is now packed up because the damage is significant and I cannot afford to repair it at this time.
Prevention is not always better then cure
Prevention can cause incurred expenses
Modern machinery and the human body have something in common: components. Components are the things that make up our bodies.
When a fault occurs that we could not have predicted, financial intervention is required to correct the situation, especially when the damage is controllable.
Sometimes we receive warnings of a potential malfunction, and sometimes we don't. The latter is even worse because it catches you off guard.
You cannot know too much
*Unforseen finance-stances are those unexpected financial obligations that creeps up on you especially when you're on a tight budget. It cannot be "unforeseen" when finances are good.
We mostly believe they were unexpected because we did not prepare, and we did not prepare because we did not have the resources to.
Finance-stance are financial situations that require immediate financial attention or they will become a burden/problem, and what makes them unexpected is the inability to cater for them. Most people in life (including myself) have financial difficulties.
Only about 1% of the world's population can say that "money is not a problem," and unless you are one of them, any potential financial issue that arises is a problem.
There is no way to stop them, unless you have insurance, an inheritance, or a business that can handle issues. We cannot control what we do not have control over. This statement may appear repetitive, but it is because we cannot overstate the fact that there are far too many things in life over which we have no control.
No matter how well we eat, exercise, and avoid smoking. We may still inherit genetic and autoimmune conditions that can halt us like wrecking balls.
Money expenses are unavoidable; the only way to avoid them is to have the resources to deal with them, which is an entirely different topic.
However, let me ask you how you deal with finance-stances; do you mope and become frustrated, or do you simply let it be and hope it goes away?
Interested in some more of my works
Is it Easy To Make Money?
Nigeria: A Unique Business Market & Industry
Virtual Bank Apps In Nigeria: An Experience Of Gamification
How To Find The Next "BIG" Meme Coin
Personal Finance: Achieving Intentional "Saving" Goals
Playing The Survival Game: Human Nature In Introspection
"Un-PAYING" The Debt You Owe
Interested in some more of my works