Mortgage?
Debt?
Loans?
Never ever had that shit. Ever.
Probably da best thing I've learned during my life under ussr regime.
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I am lucky as well as I've paid all my debts and for now I just need to give some loans back taken from family members. But that's how we are helping and support each others when needed.
Consumer debt ruin alot of lives easily , I always advice people to try their best to stay away from it
I'm not perfect but: 1. I'm investing for retirement (never feels like enough),2. 0 consumer debt 3. More than $1000 but again, never feels like enough. 4. Mortgage paid off 5. Have car payment but well below average and near 0 interest.