I agree with you that there is a steep learning curve when it comes to understanding blockchain and cryptocurrency concepts. This certainly can be a deterrent for many people, especially those who are not tech-savvy.

Your story about your office colleague serves as a good reminder that investing in crypto should not be done blindly. It's essential to understand the market dynamics before making any investment decisions, and more importantly, one should only invest what they can afford to lose.

Education plays a crucial role here and it's important for us as a community to spread awareness and correct information about blockchain and crypto.