So so pissed off...going to bank can be very frustrating and annoying!

in #hive-1057273 years ago

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Visiting the bank can really be frustrating sometimes...it even worse when you need their urgent help. Don't even get caught up in their wahala when you need an urgent 2k for survival because you will be so disappointed and you know what,they don't even care. By the time they start telling you what you will have to tender to get the 2k,you will just give up and think of some other alternatives.

What really pisses me off is how they treat you "on top of your money"( woh! just permit me to say it the way it's coming). One will almost start wondering if the hard earned money in his account really belongs to him even after being subjected to queueing and protocols in some kind of banks I wouldn't like to mentions.

Today I wanted to go cash a cheque for my organization in preparation for a program we would be having in two days time. Unknown to me,the name of the person it would be paid to was omitted, I got to know when I tendered it to the cashier, seriously I thought my name had been written on it for access since I was the one given the cheque,but the person who wrote the check on behalf of the organisation omitted that in the hope that whoever would be going would just put his or her name..this was unknown to me who had been with the check for days.

Well to me,that was not an issue,shebi it's to write my name and then get paid. All of a sudden,the cashier discovered another thing again. Ah! This time I was like,you people should not just bring these expensive jokes o. She said the signatures on it is not complete Kai! but his is not the first time we've been cashing out cheque there.By this time my mind has started calculating the t.fare and the stress of coming down to the bank. Fuel in Ibadan in the past two days has been an issue, many filling station have been hoarding the fuel and this in turn has led to a hike in price of transportation.

Just as I was thinking about this, I decided to call my boss who issued the check and explained everything to him,he then told me to use a teller to cash out the check, something I myself have done before in that bank but this time it was turned down. They insisted that the signatories to the account must be complete for the check to be drawn.

All these were things that were overlook on a good day but today was just different,I guess I suddenly became a suspect who wanted to cash out by all means.. well I didn't want to look desperate so I don't confirm their curiosity and claim. I decide to kuku go out and cash out an amount for myself from my own account using the Atm .

I inserted my card and then the next thing was "Not a smart card"...this time I almost lost it,I was denied money inside,now an atm machine that doesn't know what transpired inside want to deny me of my own money,it was as if everything was planned out to work against me. I then walked up to the security to know what the problem could be. He then explianed to me that it's as a result of continuous use of POS for withdrawal which was no lie at all. I'ld been using POS lately for withdrawal. He asked me to clean the chip on the card and then try again.

I did try again and this time it worked,you need to see the deep breath and sigh of relief that me,myself and I only understood. It would have been a total waste of time going to the bank today,thank God for that withdraw which still stands as consolation for all the stress I went through today even though I wasn't able to achieve what I came for. The t.fare alone is enough to make one frustrated for not getting things done today.

I will be going back maybe tomorrow, hopefully the cheque would have been corrected and I just hope they don't come up with another excuse tomorrow because that one might just lead to an uproar in the banking hall...well am not a bad boy Sha,I won't do such but e go too pain me if them begin dey ask for one thing one thing on top one shikini money.

I know there are people out there who have experienced first hand bank wahala...smiles.I just hope things get better in that sector,I mean things can really be better,enough of the frustration we get over and over again as if we don't own the money in the first place.... My sincere apologies to bankers in this commuinty, kindly bear with me,I just have to voice this for my sanity..lols.

Thanks for reading through
Regards:
@lhorgical♥️

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I no go lie u, some 9ja banks fit fall person hand ni. U go even begin think if na still ur money u wan collect, abi na the bank wan dash u money. The thing don tire person.

Baba nothing do u jare

Bro you valid jare...their matter don Taya person,na those old system of verification them still dey use...make dem try upgrade so that weytin dem go dey ask from customers go reduce..some of the things wey dem dey ask no really dey needed nah... Make Dem upgrade I beg. Thanks for dropping by,I really appreciate.

the banking is only one of many challenges facing so many people in Nigeria today!

Thank you for sharing this, @kenechukwu97
I found this post via #PYPT on @dreemport

Thanks for dropping by and showing concern..we really hope to see a remarkable improvement in this sector

I do hope things get better with the banking issues. I am very sad that financial issues are such a mess there in Nigeria. Thank you for sharing on the PYPT Podcast.

Thanks for your concern...we are seriously hoping for the best.

Omo, you fit turn bad moment with your post 😅😅😅 I was smiling reading those words especially in pidgin. This shows you be real nigga of Naija.

Don't mind these banks sometimes. I have had my own share too but do we have a choice than to comply and be patient till we eventually resolve our issues. I hope your issues are fixed already.

Yea...I fixed it the following day...was suppose to make a post on that but mehn! I was chocked up with a lot of activities. Thanks for dropping by, am glad you enjoyed it...that's just me with pidgen, it helps me express my self better.
Making it our official language in Nigeria wouldn't be a bad idea😃.

C'mon,

I was denied money inside,now an atm machine that doesn't know what transpired inside want to deny me of my own money

I'm not supposed to be laughing oooo, but this hit the spot. Haha.

I worked as a banker in 2020 - February 2021. Since then, the only time I've stepped foot inside a banking hall was just two weeks ago when I went to make some payment which needed official printout from the bank.

Everything I do is from the comfort of my home. If I need money, I use POS. Heheh.

Hahah... The sad part of this funny story is that you didn't pick up your urgent 2k 😂. E choke

Asin ehn... Uncle kene you need to see how frustrated I was today. But I thank God i was able to make a little withdrawal from my account.
I use POS too just that I've been advised not to make it an habit so it doesn't affect the chip on the card as my card was almost rejected by the Atm machine today. Wahala for bank no dey finish... Will be going back for rematch tomorrow.😃

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