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December is here already, one month almost everyone always look forward to, apart from the fact that it is the month that round off the whole year, it is also the month of christmas celebration, I remember during my childhood days, most of the night you will be seeing disco light, knockout everywhere, we little children will start singing the "Christmas is coming will you buy shoe for me daddy" kind of song as a reminder to out parent that it is the time of the year and will be expecting our christmas clothes and shoes, we will started acting like good children, making sure we do out chores regularly, act like innocent children and find every possible means not to offend our parent but now all that is in the past, those duties are now on us as an adult.
Every year people always try to save up so that the December period will be a merry one, currently people are already gathering their things so as they can journey back home for the celebration but one thing is that no matter how much they save up, they always spend almost everything before the following year and I do wonder why, no matter how we try to budget things, we still over spend, most duties cant be avoided and even if you try to do so, your friend who you haven't seen for month will just pop up from no where and ask you to go to joint together for some kind of enjoyment and catching up.
Things I usually do whenever it is christmas period to avoid over budget spending is to plan ahead, most of the time before going home, I first of all set aside the amount of money I need to spend at home and also think of the basic things to spend it on, most time it is always on food stuff of things we need to cook for that day and the days to come, most of the time, my mom will made the list already, do the calculations and share among us so it always reduce the finance stress, once that is sorted out and I'm home, I always try to avoid any unnecessary spending, don't really have friend and I don't always have where to go, so as long as I have power on my gadget, I will be indoor all day and anyone that try to sing the come and spend money song, I will just act deaf for the time begin.
But now that price of things have skyrocket this year and still increasing, there might be lot of overspending this year especially if the what you plan to spend on is higher that your savings but no how no how, you will surely find a way around it or probably cut the budget to a minimum, enjoy the christmas.
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