When it comes to living life happily a common man alwsys tend to save a little from its income to meet any kind of contengencies. They do not want anything to destroy their happiness. That is why would alwsys find Saving forms a very integrsl part in everyone life. Even if a person earning less they tend to save a little or whatever they can. Their main intention of saving was to spend it at times of emergency or celebrating any important event. This is a common logic everywhere, around the world. People are concerned about the future uncertainties and make their provision accordingly.
However all this theory proves wrong when it comes to village people. Hardly any of them have the tendency to save. They earn only to spend. All the money management theories stand failed in their lifestyle
Earning.
Gone are the day, when people at villages are restricted to farming. Now they came out of their comfort zone and seen the outside world. The villages youth are working at differnrt Indian cities. They fo not have a permanent job, but they know how to earn or derive their income. These youths works as labourers / mason/ restaurants boy / auto driver / electrician / security guards or anything they are comfortable with. They keep changing job only to earn money in any way. For sure legally. Their USP are their dedication and hard work. Apart of few hardly anyone does anything wrong in process of earning money. I know a guy from my village, who is an electrician, also drives auto and also worked as mason. So they never fell sort of work.
They work round the clock in cities only to make money.
Spending
Whatever these people earn are not spent on themselves. Their lifestyle in cities are full of misery. They take sharing accommodation onlybto spend night and again goes back tontheir respective work or they work at night and sleep in days. Their spending habit are completelly different. They spend their earning only at their own home, where they belongs too. There was a guy in my village, who was out for work since last 5 months. He managed a good earning. As soon as he landed in village he started construction / repairing of his home. He did all the saving in cities only to spend at home or to the family.
Living
What I noticed so far, that these people are not worried about saving. Their simple Pholosophy in life is to live happily with their family They spend whatever they earn in differrnt way. They are not worried of any kind of future emergency. They are the one who belive in theory of living in present, than worrying about future. These people comes back to their home twice in a year lives for a month with their family. Spend whatever they brought along and again move on towards the city to earn. Ir appears to live a complicated life yet they were enjoying it fully.
Saving??
They earn, they spend, and they live. But what about the saving? Or meeting emergency or contengencies. As said before these people are not worried about future. They know that at time of emergency they can manage the necessary fund from borrowing and repay off after few months. Rather than approaching the bank or financial institution they prefer the local borrowing.
There was guy who took a loan of $2000 from me for his daughter marriage in the month of June. And he returned 50% of the amount today. And promised to repay the balance by March, when he make the second visot during Holi festival.
You can expect a good amount of sincerity from these poor people. But not all of them are good and you need to be watchful before lending money.
Lifestyle
You can not find such lifestyle in cities where everyone can be seen worried and panicked thinking of the future. These people too know the city lifestyle but they have limited themselves with their requirement. They are focused in bringing smile and happiness to the family members, without much bothering about future.
These people remain away from their home for few month, make good earning with whatever way possible. Comes back to home at any festival (especially dusshera & holi) spend everything in differrnt ways spend quality time with their family and then again goes back to earn more. Only to spend again.
They live a completelly differrnt lifestyle with what other people have, but they enjoy life completelly. What you think of this lifestyle. Are they doing anything wrong? Or missing out on savings benefit?
Peace!!
Namaste @steemflow
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