![gold0.png](https://images.hive.blog/768x0/https://files.peakd.com/file/peakd-hive/enforcer48/23yHiMXth9ELEKmuvNeyzxYucAWYRvp4KNeqN9edAn59MkKMDNLpcM19ZRL1q42S7iG61.png)
I picked up a 1/10oz Philharmonic recently. It costs slightly above my monthly budget for precious metals. I used to do half silver and gold each month but decided to alternate the type of metal each month instead. The biggest reason is to save on the premium I would pay over time.
![gold1.png](https://images.hive.blog/768x0/https://files.peakd.com/file/peakd-hive/enforcer48/23t8CinzxoFGk2KAbpZ5qeYdDgz4waH26WapyFCQHngEYysgkcv35hQg6faFNx7JtMy7A.png)
When you look at a vendor like APMEX, it's clear that the more you can afford, the better deal you can get for your purchase over time. It sometimes feels discouraging to realize a poorer person's DCA strategy is worse than someone who is better off.
![gold2.png](https://images.hive.blog/768x0/https://files.peakd.com/file/peakd-hive/enforcer48/23wrAA4oK2T876MR7YW9c7RTPt9sN7rnAEwBzPpJxg7HtJvuiB8GkyiDBTSxPv4NuSzjf.png)
Hopping between grams and troy ounces may be challenging for some. If you are reading this post, you could look up the conversion between the two units.
![gold3.png](https://images.hive.blog/768x0/https://files.peakd.com/file/peakd-hive/enforcer48/48FE3xt6gJz5ehpXVnDYXsakpqew9D88R1jmwsknPejepvFFuefyo51LYmdNQsqf8v.png)
When you put the units in perspective, you will notice that it doesn't make much sense for you to buy 1 gram pieces. That applies even when you buy them in bulk numbers. Since most exchanges don't offer free shipping for purchases below $200, you would rack up extra costs for buying a small amount of precious metals. You are literally losing a few ounces of silver for not buying at least $200 worth of products each time.
In the grand scheme of things, buying a 1/10oz every other month doesn't go too much above my monthly budget. The same principle applies to bulk silver purchases as well. Just like gold, trying for cost-efficiency will be maddening since most of us can't be dishing out thousands of dollars frequently. I suppose you could put aside money and do one big annual purchase. That would require discipline and maybe even some help from your banking institution's account management. I might try that out one of those years to save $2 an ounce on silver premiums.
Keep on stacking! Having a strategy to obtain assets is better than no strategy!