Loans could be a great tool towards financial freedom when used right. A loan does not go bad from the onset unless the loan collector had a mind of not relying on it from the beginning. Probebrrly everyone might have at one point in their life access to loans at one point in their life. I have been involved in collecting a risky loan and a risky loan situation before now. I believe that as a man, how you navigate through this situation is what defines you in life.
So yes, I have given someone a loan before, and I was sure that this person would not pay back the loan. I knew the loan would go bad as the person was someone undependable. However, I wanted to have leverage on the person so that he would not come over again to come and borrow the money from me again.
They are people you meet, or you know in life that you look for a way to discard them. Giving them these loans was a way to discard them because they will not want to come back again into your life as they know that have some depending money they have to pay, and they will stay away from you in order for you do not charge or collect your money again.
So the last person I gave this loan was someone that I considered a friend for a long time but unknown to me, I was just a financial institution to that person. However, I am a financial institution that she could get money from and will not pay back. I noticed that she only comes around when she is broke and in need of money. As a student that she is, I believe that it will be okay to support her financial needs if I have the fund. She took that for granted and termed me a maga Someone I have not for once in my life made an advance to, being nice to people could be a thankless job around the wrong people.
So one day during her project days, she said she needed money for her project work, and I said I do not have money. She begged and cried that I am her last hope and that she does not know where she could go again she came up with stories and all in order to obtain the money from me. So as a way to discard her for life, I told her that I could only help borrow the money from the bank and that she had to repay at a certain period of time.
On giving her this money, I did not hear from her again and when I sent a message during the period that the money was due, she did not reply, I smiled and deleted her contact. I knew it was risky right from the start but, I still gave her in order to chase her away forever, lol.
To this day, the money was never returned but I am glad that I gave her that money. Even when she casually drops a message, she has, from that moment, never asked me for money again. And I await the day she will make a mistake and slide into my dm to ask for money so that I remind her about the one she lent the last time. The experience was ugly, but the loan was something I could bear it was a risky one as I knew that the lender would never repay.
