Banker Things

in #hive-1679223 months ago

         Sometimes, I humor my bank by taking one of their surveys. The surveys usually come with small incentives (I participate in focus groups to get extra cash) to entice customers to participate. Of course, they can become intrusive. By this point, I choose not to offer details to their questions. A bank probably already has information about most other assets I own through transactions.

         As you can see, a third party named Financial Health Network helped conduct the survey. On the surface, it seems like a genuine non-profit organization aimed at helping people. I'm sure there's a method to the madness, but I couldn't care less. The health score doesn't mean anything to me since they didn't explain why I received the score I did.

         It's like the credit score report I got as part of another survey months ago. It also gave me a simulator to go with it, but I can't seem to get any higher than my current score. The survey didn't even tell me what I could do to get closer to the fabled 850.

         When I dove into who funds these guys, I raise my eyebrow. It didn't surprise me that big banks and the Gates Foundation are part of this initiative. Add in the likes of Intuit and Visa, and the list of sponsors resembled more of a circlejerk. It smelled of the debt trap. I'm not trying to be conspiratorial, but being in crypto and precious metals convinced me that I shouldn't place all my eggs in these financial institutions. Of course, this is not financial advice.

         The cynical me says that the "harmless" surveys are means by which they try to gather data on where your transactions and money are going. Don't be too specific when you fill them out.

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I would imagine that is exactly what the surveys are for, to collect data to sell loans and other financial "services". THey are all in cahoots.

100%!

I never knew banks run surveys like this
It will be cool if we have such in Nigeria too

It's an opt-in feature here.

It’s just like we saying we are getting paid to give them our data…

Yup...that's the digital gold.

Cood catch! I feel most people would take this survey at face value, which of course is the plan, but it's disheartening to say the least.

The world becomes a lot more gross when you try to follow the money.

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The credit score is really high

I levelled it up over time.

Of course one should NEVER reveal ourselves to be involved with any Crypto when asked. "Never heard of it.", "What's Crypto?" or "Is that I card game I heard of?"

They'll know anyway when they see you transfer money into Coinbase, etc.

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Good old debt traps, it wouldn't surprise me one bit...

Now that credit score is nice! The fabled 850 is one I've never seen on my report, I doubt it's actually a real thing!
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It does make you wonder if 850 is even possible.

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