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INTRODUCTION

When theres no money to survive will be so challenging and threat to individual and we all know that this world now is been driven by financial transactions and economic stability. Financial obstacles will now arises to individual when there is no money and everything will now be a threatening to the individual because everything concerning money to an individual who has zero money will be like a obstacles and to survive or provide will be a threat. And this is not even for only individual but for entire nation, or country or business when there is zero balance and no money again everything will ruin down and what they're doing before with ease will now be difficult for them to do or to continue.

When a business or company faces a challenges of zero money or zero balance, it start by affecting the worker or employers of the company or business because to pay the salary will be so difficult and thats when the company started facing lack of workers, because when workers realise there's no money in the business anymore they started withdrawing there ability to contribute to the growth of the business.

And even to satisfy the customer will be a very tough and challenging with zero money because they'll start managing the little resources they have which they need to provide good product for the customer but they wont be able to provide the great products for the customer and the customer keeps complaining about the products and when customer complaints too much about products, and no changes because when theres zero money to keep the customers wants will never be easy but will look like a threat to the business or company.

And when this keep going like that the next move is to go for a loan or seek a financial assistance from the financial institution and when the loans or financial assistance is not well maintained, that will be another obstacles to overcome and it can totally hinder the progress of the business.

When a country or nation withness a zero money or zero balance, it can cause a stagnate in economic and economic activities will be declined because money acts as a catalyst for economic growth and development. Business struggle to operate, investment opportunities diminish, and job creation will surely slow down and even leads to lost of jobs when a business fails to provide for the workers, they need to dismiss some workers because of zero money to satisfy the workers.

When there is no money, individuals and government may result to borrowing or accumulating debt to meet immediate financial needs as I've said earlier and this creates a vicious cycle of financial dependency, as interest payments and debts servicing consume a significant portion of limited resources.

And over time, the burden of debt increases, making it even more challenging to escape the cycle of the obstacles of zero money and as we all know that high levels of debts can lead to credit downgrades, and also loss of confidence from the lenders, exacerbating the financial challenges and threatening economic stability.

In addition, lack of money can also widens social disparities and economic inequality and some individuals turn themselves to an introvert just because of zero balance and individual from disadvantaged backgrounds might find it increasingly difficult to break free from the cycle of poverty.

Individuals with zero money find education, health care and opportunities for upwards social mobility as a luxuries and it only be accessible to a privilege few and the resulting inequality can lead to social unrest, crime and a breakdown of social cohesion, posing a threat to the overall stability of society.

In Conclusion, financial challenges stemming from a zero money situation can have severe psychological impacts and individuals keep working hard and never have a rest for his life. The stress of not being able to meet basic needs, the constant worry about the future and the feeling of helplessness can lead to anxiety, depression and other mental health issues.

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