Rule # 6 of How to Become a Millionaire

in #hive-1679223 years ago

There are only 6 ways to get rich...

Did that get your attention? It got mine.

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I found an article on MSN right now called, "The 10 Golden Rules of Becoming a Millionaire." This is not an article about buying a house 30 years ago, paying it off and having a net worth of $1M. In today's world, especially in California, most anyone can do that...and $1M isn't what it used to be; however, the advice is sold.

The only ways to get rich:

  1. Marry money.
  2. Inherit money.
  3. Exploit a unique talent.
  4. Get exceedingly lucky.
  5. Own or lead a successful business.
  6. Spend less than you make and invest your savings wisely over long periods of time.

The most likely for most people are the last 2...and most most likely is #6. You can try to do all the first 5, but if #6 is implemented, you can expect to become a millionaire. Sure, you have to actually put your money to use, not just leave it in a savings account, but if you actually put your money into something like the American S&P 500 fund and just did that alone, in 30 years, all your savings will have added up along with compound interest to become $1M, as long as you did save consistently, based on returns they've had in the past. Of course, I don't give financial advice. If I did, I'd say, "Give me all your money because you're going to lose it doing whatever I say anyway" and that may be some of the best advice I could give...you know...as one friend to another...

However, in this case, I'm not giving financial advice. MSN is. And I think it's good advice! I have written similar posts lately because I think recognizing the ability to spend less than you make will make all of us Hivians filthy rich 🤑

We are in a community and sphere where hodl is literally a war cry! Who better than all of us to eagerly "Stake" our LEO, POB, BXT, or whatever you want to stake to earn the greatest rewards? I would venture to guess right now that if we continuously build Hive to what it could become, and we continue to invest in it for 30 years (though I probably won't be around), there is a great chance just your crypto holdings alone will be worth $1M...inflation adjusted, of course ;)

I say give me Leo or give me death! Ok...maybe not so dramatic...

Where do you see yourself using the 6 steps above to get rich? Have you read my other posts to see how else you can increase your chances of a groovy retirement filled with margaritas and sand in your toes...if you're into that kind of thing 🧜‍♀️🏄🏖️

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Interesting. Sadly, I don't think I am in any danger of getting rich despite my best efforts.

You actually made me laugh out loud. Fiddler on the Roof comes to mind...the line goes something close to, "God, if wealth is so bad, why don't you just curse me with it?!"

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There is so much info about money and how to have it in internet. I prefer the point of view of Robert Kiyosaki.

Robert Kiyosaki has many points of view 😁 Many like his definition of an asset and liability. I learned the concept of leverage from his books. I own and have played his board games. I'm not sure his point of view is much different than #6 on the list, but please enlighten me 😎

I always love these articles, some of the articles I come across are invest $1,000 here and you will be a million, do this or that, but my favorite was turning $10,000 into a million... over 30 years, I thought it was funny!

I have found find some good communities and enjoy, while earning !PIZZA community is a great place as well!

I'll have to check out the Pizza community. I don't have enough Pizza to spread it around, but every one I get from you or others is a great help! Thank you so much!

https://discord.gg/5Rt6d5yN

Here is the link to the !PIZZA discord. It is a great place to be!

😂 funny how in 10 years people will add “buy Hive 10 years ago” to the list.

You may be right...they're already saying it about Bitcoin ;) I know I wish I had held on to my dogecoin just another month before I sold it...I would have sold for 10x what I did...but hey, I got 10x what I bought it for, so I can't complain too much 😊

So, I should start collecting leo coins, yes?

The 7th point, which should be added is GET FINANCIAL LITERACY!

You can save all you can and don't know where,when and what to invest in. You may not understand the times and invest in what you should be withdrawing from or withdraw what you should be holding or even be clueless about everything, yet there's money to be invested.

Infact, I think this point should even be no.1.

So within the 10 rules, #8 discusses getting educated and not giving someone else your responsibility to know what your money is doing. #1 is actually "Never spend more than you make, ever!" which automatically kills rule #2: "Avoid debt like the plague". It then gives 2 reasons to use debt...I'll probably discuss this in another post in the very near future.

Alright alright.. well done.