It's quite difficult to fill up the wallet, but very simple to empty it all out.

Most likely, there are some things we are doing that could be really causing current financial stress and future financial issues. The great news is that these habits are easily breakable.

Do you do have these that will empty your bank account and may ruin your financial future?

https://images.hive.blog/DQmfXNx8fe2FbmchdKbRUBrMZbfVuxyRqxjU8WEvWebVoWM/Money%20(2).jpeg

Buying bottled water.
Sometimes, a single water can cost between $3 and $5; this is wasteful. Purchase a fantastic water bottle that you adore and use it whenever you require it. Spend a little bit for the bottle, but the water bottle will last for some years.

Daily coffee for $5. It's not an issue to drink coffee in the morning. The $5 coffees, however, are not worthwhile. If you are picky about the coffee you consume, buy the premium beans but prepare your own. Additionally, you won't be as tempted to add that scone or banana bread to it!

Eating out daily. Dining out ought to be a treat. To dine out every day will cost you considerably more money than is required. You probably can do it once or twice a month and would be a nice thing to do on special occasions. But eating out every day is too much.

Buying lottery tickets. I understand that there is a chance you could win, but the likelihood that you will simply flush $5 or $10 down the toilet is considerably greater.

Phone apps that you pay for. How many free apps are available, do you know? The likelihood is that you do not require the upgraded version, and occasionally you may not even be aware that you are purchasing an app.

Smoking and drugs. Smoking and using drugs cause you to spend more money than you need to on a daily basis in addition to raising the expense of your medical bills. Letting go of these habits could save thousands of dollars a year. It is worth the try.

Paying credit card fees. In addition to avoiding interest on credit cards, you should generally avoid paying for them. If your credit card charges a $75 annual fee, carefully examine if it is worthwhile to spend the money; if not, choose a different card.

Magazine subscriptions. Do you really need access to ten different magazines every month? Reduce the number a little to see if you can save any money that way. Some magazine subscriptions cost at least $10 a month!

Ubers. Do you believe a walk could be preferable if it's less than a mile? Sometimes using an Uber is just not necessary. Take them as necessary, but in the meantime, move around.

Not looking for discounts. See if you can get a bargain if you buy anything. In order to save a few dollars, look for coupon codes, free products, email signups, and other savings opportunities. You can save lots of money on groceries each year.

Overprice cell phones. The cost of cell phone plans frequently decreases. Call your provider roughly every six months to determine if you are eligible for any discounts.

Not worth it you say! Well, that's a matter of opinion. The fact is, these are causing you a financial drain!

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^{I am not a financial adviser. This article is not meant to be financial advice. My articles on cryptos, precious metals, and money share my personal opinion, experiences, and general information on cryptos, precious metals, and money.}

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