YOU WANT TO SEND AND RECEIVE MONEY IN USD? A WAY OUT FOR AFRICANS

in #hive-1679222 years ago

For some months, I had been searching for a way to pay for products on online without having the $20 per month limitations placed by the Central Bank of Nigeria CBN. It is quite annoying that one is always limited to making payments online, or buying goods from the famous Chinese online store AliExpress.

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I could remember a time, maybe some months ago when I was in the car with @olujay asking me if I have an ATM card that he could use to buy items to build his final year project. And in my thoughts, I was like aren't these items more than $20 worth? and obviously yes they were. I still don't know how he managed to get those items or if he has gotten everything now.

So I have sourced for fin-tech companies that offer Virtual Dollar Card, which would be able to keep USD, receive and send. The first I heard of was Barter By Flutterwave, but I didn't really enjoy the service and their Virtual Card until they stopped their service due to an issue with their partner.

Luckily, Chipper Cash came to save the day 3 days ago by launching Virtual Dollar Card. I used to have a chipper cash account but I had forgotten my details and had to create a new one. The registration process was smooth and I got fully verified after I linked my BVN and shared my NIN slip.

It didn't take long I was given a Virtual Naira Card and a Virtual Dollar Card. I tested the Card first with my Apple Payment Method and it went. This stuff did not go with Barter's Virtual Dollar Card and I was really happy that I have finally found something I can use to make payments, especially my Apple and Google cloud storage.

To note: Chipper cash is available in countries like the US, the UK, Ghana, Uganda, Tanzania, Rwanda, Nigeria, South Africa, and Kenya.

If you don't have a chipper cash account, you can register here and if you may need more information on setting up your Virtual Dollar Card, click here...


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That's a great way out. $20 is nothing. I don't know what your central bank is thinking.

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They are thinking of nothing asides how to rip off innocent citizens.

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Can I use it for eBay also??

Yeah, you can use it for anything.. but they are trading for 750/$ now

Nawa and apparently they have ban it even

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Thanks for the info .this will come in handy 😉

What a good news. Last 3 weeks, I wanted to order for a gadget online from aliexpress only to be told that I have exceeded required amount. I tried several time, to no avail. Then I did a little research and realized there was a $20 restriction placed since around February. I was like, WTF? from $100 last year to $20?

Feels good to see this development. There's another alternative though - One can still use a dollar master card which has no amount restriction.

Cardano talked about helping African countries with a frictionless transactions for ages. I wonder where are they now?

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Thanks for this boss Broo 🙏💙.
Niger we no de ever carry last 😎😎😄💜💜

Tried buying crypto with it? that's my personal need

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Our CBN is not always making things easier for us but I trust Nigerians, we have developed a thick skin to always hustle our way out of so many crooked roads.
Glad you finally found a way of making the payment 👍

Smiles. with the current devaluation in Naira, things are getting tougher!.. Imagine when I wrote this post, I traded dollar at 612naira/$, now the same company wants to trade it at 750/$... The distance is much oh!

I weep for my country honestly
I went to the slot to buy a phone today, hmmm😭, the phone I prized last before I travelled just added extra 20k due to the dollar increase. Mehnn, I nearly shade tears looking at my 20k going down just like that within one week gap

were you debıted normal cbn rate and ıf you were debıted the normal cbn rate we then need to talk on whatsapp to run one or two deals

no be normal cbn rates oh my brother. lol you dey find opportunity for Abitrade abi

Is chipper card still working. Tried using it recently but was not successful. Maybe there is something I was not doing well. Will check it out again

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I've seen similar facility in my country as well, i don't like central banks limitations and these type of facilities are much better and easy way

Personally tried and this virtual dollar cards service are too Good but is it fine to say they're virtual banks of Gen Z.?

Well happy for you, enjoy making payments!
Have a wonderful day ahead.

I saw what you did there 😅. Are they virtual banks of Gen Z?

These fin tech apps are helping out and saving the day. I am glad for the people in technology and development because without them, things would have been hard.

My government is wack!

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Maybe, in my case state bank allows them (regulate or give permit) to launch their app

And exactly they're saving or making thing's easy. Indeed you said very well! They deserves appreciation.

Same with our government.

Great Post!

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It is good to know that you found a way to make those payments.
Sometimes, the rules and limitations by central banks are annoying. What I am thinking is limitation of 20 dollar is quite less. Is it due to the economic condition??

Economic condition? I don’t know. But it is quite annoying when they reduced it to $20. It was at first $100 a month, then started dropping slowly.

They should just say we are not allowed to make international transactions.

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I wonder what the reason can be for this much reduction...


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Hehe, my man. I eventually got the components I needed for my project, but it did not come without some hassle. I had to split everything I needed to get into different groups and had to gather many ATM cards to pay for them each. It was not funny at all.

I have also learned about Chipper Cash and even registered, but just like you initially, I did not give it much thought. Now that you have mentioned that it does have virtual cards that actually work, I am very glad it exists. I will be needing to make international payments soon, and there is not a better time for me to learn about this than now.

Man glad that chipper cash came or you would have to face that whole stress again.

Seems it’s still tomorrow before we would see!

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