What this did for me was to help me build a concentration for some of the tokens that differed from my Hive Goals. This year, it's going to be a little different for me. I still don't have much to save but there is still some concentration.
My 2023 Saturday Savers Club Plan With @sally-saver
I continue to be driven to save every way I can starting with my primary & secondary focus in building my SPI & BXT. In addition to saving on Hive, I am also saving offline in my native currency (USD), also following the 365 daily compound plan.
As things have become tougher as the weeks go by & token prices increase or the weekly amounts are higher & climbing, I needed to make some adjustments to my goals.
Main Focus SPI & BXT
SPI - Primary & BXT - Secondary
Originally my plan was to increase SPI & BXT by 1 token each week. While BXT has not been an issue, SPI has. The token has grown to an amount that is a little difficult for me to buy 1 token & have enough funds to meet all my other savings goals. So I have decided to buy a minimum of 0.5 SPI & 1 BXT. This has changed the total goal for SPI, from 57.030 to 40.440. Should the time arise & I can manage to get more then planned, I will & would still love to reach my original goal, but will be happy if I can only reach the new goal or anywhere in between.
Let's see where I stand Week #28 ;
My 365 Plan
I made the attempt and found it to be a bit much but, I need to hold more of these tokens & it's not going to happen by me just saying it. Some of these tokens are a bit on the pricey side for me, but right now I see them as fair game while the prices are down a little.
The pricey tokens has become just out of reach for me as the daily & weekly amounts have grown higher. So as a result I have separated out CTPSB & WORKERBEE. I gave them their own chart & figures so that I may continue to grow them.
The chart is growing along with the Savings;
The chart has grown to the next page so I've changed the chart display to where it displays my goal & beginning balance, then from week 18 to present. What I added and total, along with what I actually hodl. I originally thought I would add just what I needed each week but found that getting a bit confusing. So I will add what I buy & show what I actually hold as some of these tokens are rewarded to me for various reasons.
INDEX, LBI, DHEDGE Week 28
Halfway point @ 26 weeks, things are looking pretty good and continue to go well!!
| DATE | INDEX | LBI | DHEDGE |
|---|---|---|---|
| Halfway point | 67% | 30% | 66% |
| Week 28 | 68% | 34% | 67% |
| Week 29 | 69% | 36% | 75% |
In week 28, I was able to buy twice the weekly amount of LBI to bring it up a little. However, when I thought it was down at halfway point, I didn't consider that the amount was not at 50% because the weekly amount is not a set amount. When I realized that, I did some other figures to realize that the LBI is right about where it should be and the others are way above their percentage rate, so I'm right on point with my savings.
CTPSB & WORKERBEE Week 26
This is my new chart for these two tokens, They are a tad bit pricey for me as the weekly amounts got higher. it's been that way for a while now so I had to make some adjustments to continue on instead of getting disappointed later on.
To make this chart I started with the total amount for week 3, which covers the first 21 days of the plan. I then added the equivalent of the first seven days ($.28) to each week. Even as I look at this chart, I see down the line where things might still get a little tricky.
Offline Savings
I am also saving offline on the 365 Plan, I sure can use $667.95 at the end of the year, how about you.
For this task I had to make my own chart to follow as while the one they used in the Saturday Savers Club was definitely okay, but I find that it gets a little confusing further down in the chart. If you find that's the case for you & you like my chart, feel free to make use of it. (12 Weeks At-A-Time Chart). I only put out 12 weeks at a time as that's what fits on a sheet of paper & keeps it even. (Weeks 1-12) (Weeks 13-24)It's an MS Excel file which will copy & paste easily to almost any software. The (*) in the CHK column denotes that it's complete.
Saving For A Unicorn
My Account Is Growing!!
I've had this bank for a while now & before I decided to use it for my savings it was nearly full & held nearly $20. I like Unicorns and that's what made me buy this bank. 'Saving for a Unicorn' as if that's possible, Unicorns are mythical creatures but somehow, they have been used as a symbol of many things. It's also a symbol for the group that bought me to hive, #CTP (https://ctptalk.com), we believe that every cent made is another cent toward saving a Unicorn.
Unfortunately I retired the bank as it has gotten too small for the growing savings amounts.
Savings Technique!
Instead of recycling every few weeks. I will put the money directly into the account and keep the savings going that way. I will post the new pic with deposit each week.
Week 28 I deposited $13.51 plus $2.00 extra to help with the catch up, for a total of $15.51.
Week 29 .... Added $14.00
This week I also was able to add the difference of $10.80 to make up for whatever I missed prior to this week which brought my total savings to where it should be @ $207.06.
Now that the bank has out grown the savings, the change cup will continue to have change in it just in case. and the bank may show up occasionally. My plan to continue will be that I will just put the weekly amount directly into the account unless a time comes along where I don't have the money in the bank. I will than pull out the 'Unicorn' to hold the weekly amount until I can get to the bank.
Well this about covers my saving plan for this week with @sally-saver & her Saturday Savers Club. If you care to join or would like to know more about the club, just click on the bright yellow banner below.
Thanks for hanging around and reading my savings post!!
See Ya Next week!
Header banner & signature banner made in Canva with their graphics & my FB avatar & pics
Signature banner made in Canva with their graphics & my pic
Text Dividers Made in Canva designed by me using their graphics
Saturday Savers Banner copied & pasted with their permission
All other pics & charts are my own
