The financial hardships that life unexpectedly brings [EN / PT-BR]

in #hive-1679222 years ago

calculator-385506_1280.jpg

I work as a contractor, so it's not often that work is available in my field that involves politics and elections. However, I earn considerably well, which I can balance in the best months and in the worst months.

However, some situations that occurred showed me that life is more difficult than it seems.

My family lives 500 kilometers away from where I live, I decided to live in the capital while they continued inland. And obviously the gains are greater and so are the costs.

In January, I spoke with the company I provide services asking when demand would return so that I could organize my accounts and find out if I was going to stay in the big city or go back to the small town.

I was told that in March when the calls returned, work would return.

Today I got the news that I won't be going back to work this month... Unfortunately my accounts were scheduled for that, now it's time to see what I can unfortunately extract a little from the hive while I find some part-time job because I study in the morning, because I graduate this end of the year

All my bills needed to get through the month are around $400. In the hive with luck I can make 70 dollars, if I find a place where I can get an income of 330 dollars, I will have another month of relief.

However, the minimum wage in Brazil for 8 hours of work is 265 dollars, that is, the math does not close.

I'm thinking of taking out a loan with a long term or lending some money to friends at a low interest rate. Anyway, I'm even thinking about the possibility of cutting and selling my hair as one of the sources of income, which I believe would earn me something around 80 dollars.

image.png

I'm hoping that in April the work will return, and I'll be able to get out of this hurricane and not get into debt. Wish me luck.

divisor.jpg

calculator-385506_1280.jpg

Eu trabalho como prestador de serviço, então não é sempre que tem trabalho disponível na minha área que envolve política e eleições. Porém ganho consideravelmente bem, o que da pra equilibrar nos meses melhores e nos meses piores.

Porém algumas situações que ocorreram me mostrou que a vida é mais díficil do que parece.

Minha família mora a 500 kilômetros de distância de onde eu moro, eu resolvi morar na capital enquanto eles continuaram no interior. E obviamente os ganhos são maiores e os custos também.

Em janeiro conversei com a empresa que eu presto serviço perguntando quando voltaria a ter demanda para que eu pudesse me organizar nas contas e saber se continuava na cidade grande ou voltava pra cidade pequena.

Me passaram que em março quando voltassem os atendimentos , o trabalho voltaria.

Hoje recebi a noticia de que não vou voltar a trabalhar esse mês... Infelizmente minhas contas estavam programadas para isso, agora é ver o que consigo infelizmente extrair um pouco da hive enquanto acho algum trabalho meio período porque estudo de manhã, porque me formo esse final de ano

Todas minhas contas necessárias para passar o mês giram em torno de 400 dólares. Na hive com sorte eu consigo fazer 70 dólares, se eu arranjar algum local que eu consiga uma renda de 330 dólares, terei mais um mês de alívio.

Porém o salário mínimo no Brasil para 8 horas de trabalho são 265 dólares, ou seja, a matemática não fecha.

Estou pensando em contrarir algum empréstimo com um prazo grande ou agiotar algum dinheiro com amigos por um juros baixo. Enfim, estou pensando até a possibilidade de cortar e vender meu cabelo como uma das fontes de renda, que acredito que me renderia algo em torno de 80 dólares.

image.png

Estou torcendo para que em Abril os trabalhos voltem, e eu consiga sair desse furacão e não contraia dívidas. Me desejem sorte.

Sort:  

PIZZA!

PIZZA Holders sent $PIZZA tips in this post's comments:
@shiftrox(1/15) tipped @vempromundo (x1)

You can now send $PIZZA tips in Discord via tip.cc!



The rewards earned on this comment will go directly to the people( @shiftrox, @vempromundo ) sharing the post on Twitter as long as they are registered with @poshtoken. Sign up at https://hiveposh.com.

It is strong for what you are going through and I understand the situation when there is no demand. At least the minimum salary, like in your country, is higher than here, here it is equivalent to $12 per month, where we have to do magic, look for something else to cover expenses

I believe that the problem in countries like ours is that the tax is on total consumption and not on income, making everything expensive, food, transport, and so we end up not being able to have even the basics

This is the saddest thing of all that this has happened in enration, it has been more than 20 years in agony

https://leofinance.io/threads/@celi130/re-leothreads-2qkedbmif
The rewards earned on this comment will go directly to the people ( celi130 ) sharing the post on LeoThreads,LikeTu,dBuzz.

I’m so sorry for you to go through these struggles. But you are strong and smart and it looks like you’re figuring it out. I hope for the best for you in these next few months ahead.

Thanks for the support Timmy, with a lot of perseverance everything will work out

Posted Using LeoFinance Beta

Congratulations @vempromundo! You have completed the following achievement on the Hive blockchain And have been rewarded with New badge(s)

You got more than 4000 replies.
Your next target is to reach 4250 replies.

You can view your badges on your board and compare yourself to others in the Ranking
If you no longer want to receive notifications, reply to this comment with the word STOP

Check out our last posts:

Our Hive Power Delegations to the February PUM Winners
Feedback from the March Hive Power Up Day
Hive Power Up Month Challenge - February 2023 Winners List
The Hive Gamification Proposal
Support the HiveBuzz project. Vote for our proposal!

Trabalhar com esse nível de instabilidade é complicado mesmo (e eu digo isso por experiência própria). Não ter uma renda fixa impede qualquer planejamento financeiro.

No entanto, se tu continuar focando na Hive certamente irá conseguir superar essa fase.

Instabilidade total, vou focar em crescer na Hive que acho que é a maior estabilidade que podemos buscar no momento.

Posted Using LeoFinance Beta

Isso aí, mantém o foco na Hive... E se à tua situação apertar pra valer, fala comigo.

Passar por problemas financeiros é extramente complicado, pois esta dificil ate para quem está trabalhando vendo a cada dia o dinheiro não ter mais o mesmo poder de compra de antes e ter que cortar até as coisas basicas. Man espero que você sai desta situação logo!

Valeu meu querido, vai dar tudo certo

Acredito que você vai conseguir sair dessa mano, o seu empenho em fazer as coisas é o que vai te levar para cima e sair dessa situação. A hive vai te ajudar tmb com certeza! Tenha fé e empenho que as coisas vão se ajeitar.

!PGM !PIZZA !CTP !LUV !PIMP !WINE


Congratulations, @shiftrox You Successfully Shared 0.100 WINEX With @vempromundo.
You Earned 0.100 WINEX As Curation Reward.
You Utilized 1/1 Successful Calls.

wine_logo


Contact Us : WINEX Token Discord Channel
WINEX Current Market Price : 0.163


Swap Your Hive <=> Swap.Hive With Industry Lowest Fee (0.1%) : Click This Link
Read Latest Updates Or Contact Us

Greetings from WINEY Bot! The BOT that gives out the all new WINEY token!

I've just sent you 0.1 WINEY - enjoy!


Aw man @shiftrox, you are out of PIMP to slap people.
Go Stake some more and increase your PIMP power.
(We will not send this error message for 24 hours).

pimp_logo


Read about some PIMP Shit or Look for the PIMP District

Sent 0.1 PGM - 0.1 LVL- 1 STARBITS - 0.05 DEC - 1 SBT - 0.1 THG - 0.000001 SQM - 0.1 BUDS tokens to @shiftrox

remaining commands 9

BUY AND STAKE THE PGM TO SEND A LOT OF TOKENS!

The tokens that the command sends are: 0.1 PGM-0.1 LVL-0.1 THGAMING-0.05 DEC-15 SBT-1 STARBITS-[0.00000001 BTC (SWAP.BTC) only if you have 2500 PGM in stake or more ]

5000 PGM IN STAKE = 2x rewards!

image.png
Discord image.png

Support the curation account @ pgm-curator with a delegation 10 HP - 50 HP - 100 HP - 500 HP - 1000 HP

Get potential votes from @ pgm-curator by paying in PGM, here is a guide

I'm a bot, if you want a hand ask @ zottone444