Dear Hive, I have retired on crypto.

in #hive-1776822 years ago

Hello Hive people,

Yes, I have done what most of you are trying to do, I have retired on crypto. I did it last year, I sold some Ethereum and Bitcoin during the highs and cashed out.

If I play my cards right, I may never have to work a normal day job ever again (unless something completely crazy or drastic happens). I finally quit my day job as an ordinary Software Engineer, a career I had for about 25 years since graduating from college.

Feels good Man


(meme image found on the internets)

Yes, this is how it feels.

So..Neo...what do you do all day?

Uh yea, that's a great question. I do find that the day passes by, and I haven't done that much, ha ha! If you want to call me lazy, go ahead. Yea sometimes I take a long luxurious nap in the middle of the day, play lots of video games, goof off, write dumb posts like these.

I suppose Hive and Splinterlands, my Tribe and my city chat group keep me busy. I still secretly and quietly give out loans from time to time, so I have a lot of bookkeeping and customer service type stuff to do. I still research and dabble in cryptos.

I did recently purchase a house and have been fixing it up. Painfully close to being able to move in soon, maybe in a few weeks.

I am very frugal and boring

I bet many here imagined that once I cashed out, that I'm living it up, that I purchased a Lambo, and 20 room Mansion. Nope! I drive a very normal and average car. You'd never notice it on the street. Same with the house, very normal, and small, average place.

I am a financial ninja, hiding in plain sight, I wear no fancy jewelry or fancy clothes, just jeans and a hoodie or whatever. No who sees me knows my true powers.


(picture from https://shadowfoxhq.com)

So...was I lucky or good?

Both I guess? Certainly I was very lucky to have stumbled onto Bitcoin so early on (see my previous post for some hints on that). I purchased and obtained this bitcoin so very very cheaply and then hung on to it, through thick and thin. Riding the ups and downs, continuing to plug away at my dull day job all the while, wondering if Bitcoin would just die, so many said it would. But they were wrong, Bitcoin is strong, and can never die.

One guy told me "as soon as my Bitcoin doubled, I would have sold it." And..that would have been smart. If I had doubled my money, I would have felt brilliant, afterall, how often can one 100% their investment, that's quite good. But I didn't do that, and here I am.

Sorry, I guess this is another bragging post.

You have any advice for me, oh wise one?

I'm surprised that not more people are banging down my door to advice on how to get rich on crypto. A few former colleagues have contacted me after catching wind of what I have done, to ask me something about crypto. One was even former boss of mine, heh.

But really, hmm. I'm sure everyone wants me to say something like "hey if you just buy XXXX coin and wait for 6 months, it will 1000x and you'll be rich". But of course I'll never say anything like that. That's not how it works.

What I accomplished was a process that started in 2010 and has gone on until now (2022), so that's at least a 12 year process. And honestly I think it started before then, I had to be in a position where I was well off, with a good career and enough savings that I could afford to throw money randomly at things, so this really was a life long process.

My advice is to be PATIENT and BORING. That's how I did it. But people are not going to listen to this advice, because it's boring, sorry. Many will instead aggressively trade poo coins and dog coins hoping for faster results. Well, good luck with that.

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Congratulations on your new house and your retirement Big D 🐲🐉,

That is best way to live life, going without attracting crowds and attention and just going among the average people even when you are a DRAGON 🐲, it is a dragon's way💯💯..

This is not a boring story, from whayy I understand,this are the first step to becoming a DRAGON 🐲🐲 and you have to listen a dragon to become a dragon....

Patience and boring comes quite handy sometimes expecially in the crypto world...

What you achieved in Over 12years of your life, others and more will pay heavy money to achieve that in days which is not possible and wise enough....

Well done sir,this is another celebration indeed ❤️❤️❤️..
For keeping yourself and staying true..

Respect Big D 🐲🐉🐲🐉

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How to get rich on Crypto Sir? :P XD I am also lazy and boring so this advice will help me i guess :P

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Xawi you are already rich enough to buy a private island for yourself. :)

You are already rich in Crypto...

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First time seeing someone retire from Crypto though. Perhaps you are taking a break though 🙂

There's a first time for everything 😂

never imagined that being boring leads to early retirement, I guess all those people that write infinitely long and sleep inducing posts on Hive are well on their way to financial independence :)

I will gladly take the word "patient and boring" because only with these two can one make less expenses.

Expenses is the thing that makes some people not to be able to hold up their investments.

Thank you for this tip🥰

The only thing I have to say about that is congrats and good for you! Enjoy it.

12 years.. such great amount of patience you have and you're the best example that patience pays off. Congratulations. You're surely an inspiration for many.

Yay! 🤗
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What's good Boss. You pretty much deserve this retirement. Not surprised at all by you being frugal and "boring". I would say very committed at your goals, and yeah, discipline tends to be boring but that's what it takes. I've learned many lessons from you and hopefully I'll get to a point to retire as well and do boring stuff. Kudos Boss.

So the BIG question is, after cashing out, what did you do with the proceeds? Top secret I imagine (or not?).

Yes, that's going to be top secret for now.

Good question!! Lol :)

Congrats man!

You'd never notice it on the street. Same with the house, very normal, and small, average place.

I am a financial ninja, hiding in plain sight, I wear no fancy jewelry or fancy clothes, just jeans and a hoodie or whatever. No who sees me knows my true powers.

I live by this once I get to the same spot as you, it'd be not just dumb to flash what you owe but also just reckless, there's so much better things one can spend their money on that won't feel like a waste the next week.

Anyway, maybe we should get together and start building some fun things on hive with all that free time you now got :D

No advice to give. You are already doing good job. I'm also frugal and boring so same pinch

Congratulations, I think that feels so good, being in a crypto world is not easy. especially in analyzing those charts. Glad you had your retirement. Hoping to feel the moment you had soon. Congratulations again.

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So no more loans?

I still sometimes give them.

Hmm .. how small?

I guess I could go as low as 100 HBD

And whats your required recompense?

I'd probably ask for 110 hbd back.

You're pretty dope. Let me tell you. I could use a loan to earn some money on hive here. If I put 1000 hbd I'd earn 200 a month currently... That's kind of where I'm trying to get. Thank you for helping me realize.... But still I appreciate you and your efforts and knowledge. I try and give people praise when I can still give it

No you’ll earn 16.6hbd per month. 20% of 1000 is 200. 200/12 = 16.6

Congrats! I wish only the best for you and your advice is key: "Be patient and boring!".

So true, don't go after shiny stuff.

What are you gonna do with all that free time? New project? Keep the one you have going?

Congrats and enjoy. Glad you hung onto it till what you thought was the right time. Enjoy every moment, 25 years of working is long enough. Wish I could say the same but divorce killed me.

Ouch, hope you finding your way.
That thing is hell.

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Im glad you make it! And thankfully for your help too! We are all gonna make it if we stick around enough time and play the boring game hehe! In the meantime we can play hive games hehe!

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You are doing well, how poleople tend to live off their income is a personal decision which is to be respected. In all just work and earn something

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It's a process to getting it at the end.

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Congratulations MD.

I am also patiently building my stake now , I know it will not be as "good" as your but atleast it will give me freedom to decide to go to work or not.

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Love the advice to be boring and patient. Smart words. I’m feeling the same way. I have a decent career and a marketing director and and slowly accumulating bitcoin, eth, solana, and all the hive worlds games/tribe tokens. It will take me a few more cycles.

!PIZZA

Congrats!

PATIENT and BORING

Hmm this is the secret..

congrats big boss and hopefully someday i wish i can retire on crypto too...

Well, congratz! :D

What about Crypto tax? Or do you live a in crypto heaven? :P

You can rest assured I paid my taxes.

I wasn't saying you werent xD

Just wondered if you lived in a place where wasn't any crypto tax yet :D

Sadly, I still live in a place with taxes, so moving somewhere else might be a thing I do in the next few years.

Taxes has its purposes depending on where you live :D

My taxes on Crypto where I live is 57% at the moment, so thats insane xD

57%!!! That's beyond Insane

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I know right. But it seems like it is getting regulared a bit better now.

So it seems like it dropped to 53% if you pay top tax and "only" 37% normally. From what I could see.

But thats why I dont take my crypto out :p

Still a lot.

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That's killing...

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Wow - well done, thats fantastic !

You sound chilled and that's what it should feel like after 25 years of "jobbing" and a stressful crypto journey.

I'm in my 15th year on my job and 5 years in crypto. I think I have 10 years more to accomplish what you've done if I'm lucky, smart, and boring enough.

Have fun and thanks for sharing it!

"hey if you just buy XXXX coin and wait for 6 months, it will 1000x and you'll be rich".

Hahahaha that's really not how it works.

Congratulations on your retirement.

Thanks for sharing.

Wow, it wasn't boring for me, Love to read things from You and this time you shared your own real life (little personal) hehe
Thanks Mr. Dragon, hope to see your blogs more often 😅

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Congrats on the retirement. Living the dream that many of us dream of every single day. Getting rich is a long, (12 years is not even that long compared to 40 years in a job and still being poor), and boring process which requires a lot of hard work BEFORE you can position yourself to do just that. And yes, that's boring. But even with the ever fast moving world of crypto, it's the only way to go. Work hard, live small.

Enjoy what you accomplished and be proud of yourself! A bit of luck, but certainly courage, wisdom, and knowledge made you achieve this. Now time to enjoy the boredom of being 'old and retired'.

always good to read success stories

This is just amazing.
You are such a nice person.
Good to know that you are retired and enjoying your crypto wealth. Its all about patience, which worked out very well.

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Congratulations 😍

Good to know the time it actually took for your journey, people can use that to set their expectations.

Nice to have leisurely days, too.

Right. 12 years, plus the acknowledgement that he had to be financially stable to weather the bitcoin drama.

Congratulations sir. Your story is an inspiration to me.

Patience and boring

Noted.

!1UP

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Congratulations! I am sure you worked hard at managing your crypto to get to the point of retiring. You are my idol.

Congratulations,
This is so enviable!
Hope one day I can retire on crypto too😀

I do find that the day passes by, and I haven't done that much

Having been retired three years now, I found that not doing much loses some of its appeal over time. So I read a lot, putter in the garden, learn new skills…

Congratulations!

I'm trying to do the same.

By the way, you have not entirely retired - isn't it ? HIVE is just another home ?

This is what we all want, retire early and enjoy life, like you did.I love the way you write Neo sir. You should post more often sir.


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Not sure you need advice, the patience boring and waiting 12 years seems to be key! I have a few years left yet feel confident by 2028 I might be writing dragon retirement articles also! !1UP !PGM !CTP !PIMP


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My advice is to be PATIENT and BORING.

Dumb post? Hahaha, this is no dumb and coincidentally I was thinking along this line when I came across your post on Listnerds.

If a person retires with so much money, does it means he/she should starts living large? I believe in the minimalist lifestyle -getting what you absolutely need per time and living slowly!

I think you are doing great and should keep going at your pace. Thanks for sharing! 🙂

This just great, amazing you pulled off by doing all the things you did looking at the bigger picture.

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I appreciate every effort you have taking in achieving success and making the right decision which is awesome and pretty cool. We are all entitled to our own opinion on how things might work for us but patience especially in Crypto is the key to achieve more beneficial rewards or gains in the nearest future if one is not in a hurry.

It just did work and it's real.

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Yay for achieving financial freedom!

Congratulations on having achieved the goal of so many people. As you wrote, we must have patience.

Congrats! This is inspiring.

Congrats fren

I was boring before it was cool 😀

Congratulations!!!!!!! Thank you for share stories

so are you still going to be around oh wise one?! I'm pretty boring as well.. just holdling zeee gold and silver and little bit of crypto.. almost near 1 BTC... should I damp it now or stay boring ok I'll be boring.

I'm not going anywhere.

Congratulations sir to retiring in a fantastic way. Patience is something we all lack. Patience is needed in every aspect of our lives. Boring Hahah is a good characteristic 😂 people bother you less. Well done! Cheers to being retired 🍻.

Congrats!!
It's a patience and consistency game. you definitely did well and overcame it. Thanks for motivation.

Congrats man! Good to see all the progress over the years. I remember when you first started the neoxian bank. Like you, I live a simple financial life and it makes the "retiring" easier to attain.

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12 years sounds about the right length of time as this doesn't happen overnight. Staying normal and not blowing it is what will make you stay retired and good luck to you. I am sure you will still make money from crypto as that is what you have done and things are still early.

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I think you're the wise one here.

Any advice for a novice like me?🥺

Wow, congratulations! That is an achievement from being boring and having patience, lol! Now, you are rewarded for your guts! Cheers!

Congratulations 👏!

Retiring from Neoxian City?

A big congratulations on your retirement sir. 12 years is really a long time to be boring and holding as Diamond hands. Thanks for creating the city and helping us grow Dragon sir.

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Indeed you have a great story to share.. what helped was the determination and the aggression you had towards the future. Most at times we want to be rich but we fear of taking risk which of course does not work with crypto.. surely your story line have really motivated me and thank you for that

Congrats!!! And, thank-you for what you do on the Hive platform now that you are here!! I hope your holdings here do even better for you than your BTC did!! You're a champion. :)

Been boring is what I will like to be, maybe is going to be better..

i think that is good advice as any

Fuck yeah. Congratulations.

I love reading these stories.

Congrats. I love to hear or read such success stories. Make the best out of it. 😀

Congratulations in this achievement bud! I'm also working on this crypto grind to retire. Wishing you and me both good luck.

You are an inspiration, motivation and aspiration. Thanks for showing us this is possible.

Cheers to an awesome future for you

It is nice to read from you. I appreciate your writeup, it is motivational!

Awesome. you have reached LEGEND status.

I can only say congratulations and enjoy living off crypto :)

mmm you are a good example to follow, I hope to achieve something similar in the future, congratulations!

Congrats man, 12 years is indeed a long time waiting and if you are holded all that time you truly deserve your earnings! Maybe some day I will write the same post as well! 😉
!PIZZA

Congratulations. Yes, boring is the way to go for ordinary people to retire.

Enjoy your life!
I hope to cash out big also one day!

Congratulations!

I love the boring advice. Boring and steady is the key!

Some !PIZZA and !BEER for the party.

Awesome stuff and gratz!

As a patient, boring person, quietly working away, I approve this message...

Congrats dude.

Same with the house, very normal, and small, average place.

I have never believed that living in luxurious places is feasible. If you're supposed to be retired, why would you want to spend so much of your money on keeping a house? lol.

I wish you the best for your life from now on :)

Btw, you helped me a lot in the past. My nick was @flaws so thanks for all the help before :)

I am very happy to hear this @neoxian, you deserve it. I have been a follower for a long time and you helped me understand why I should take this more seriously. Happy to be a citizen of NeoxianCity !

Thank you @neoxian for the upvote on my Elden Ring post about the lion fight at Stormveil Castle! Very much appreciated :)

Well done love the bit when you say

QuoteOne guy told me "as soon as my Bitcoin doubled, I would have sold it." And..that would have been smart. If I had doubled my money, I would have felt brilliant, afterall, how often can one 100% their investment, that's quite good. But I didn't do that, and here I am.

Sorry, I guess this is another bragging post.> Quote

but well done and good luck in your future, hope you find some enjoyment with financial security :D

Congratulations nice meeting you , But don't you get the feelings for cryptocurrencies any more

I retired using crypto, not from crypto.

Oh am glad you still got access to it , thanks for replying

Being a gray man in plain sight is not the worst cover for the coming apocalypse, I guess :o).
Congratulations, this is what most of us are trying to do and you did it.

It's not boring at all, I have been associated with crypto for 5 years and now another 7 years let's I can retire or not.

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I am a financial ninja, hiding in plain sight, I wear no fancy jewelry or fancy clothes, just jeans and a hoodie or whatever. No who sees me knows my true powers.

No crazy or drastic thing will happen to a person who lives such a simple life - you definitely have a good heart - these words sense that.

Hello @neoxian, you are never boring at all. But jokes apart. Are you for real? Don't tell me Yes at all.

I am real.

Hahahaha. That should be April fool right? And we are in June. So. Stop that expensive JOKE😡😡

This post is 100% true and real, but if you don't believe it, that doesn't hurt me at all, doesn't take anything from my pocket, nor does it stop my retirement.

The life that everybody seeks for! Great to see you are enjoying the life and having it your way.

12 years of tolerance and being boring, working on that. Probably one day in the future the day will come I'll retire in crypto as well.

Wishing you all the best. Hugs. Boring is smart.

Congratulations! I hope you don't retire on hive.

Enjoy that well deserved retirement, I would do the same, swim all day hehe, but I'm not you and I have to keep striving until I get to where you are, greetings 🤗.

Wahoo..
Congratulations Mr D.
I love your lifestyle 🤩👍

Congratulations

congrats. They say eat little and live longer. Not many people can do that.

I thinks it's amazing the opportunity Crypto has for retirement income like staking HBD for 20% APR.

My advice is to be PATIENT and BORING. That's how I did it.

I love this. I might add "forgetful" also. Not forgetting about your keys (no those are kept safe), forgetting about the hype... until one day you find yourself saying "huh, I have a bunch of those" and next thing you know you're buying an island or two.

I am a financial ninja, hiding in plain sight, I wear no fancy jewelry or fancy clothes, just jeans and a hoodie or whatever. No who sees me knows my true powers.

I suppose financial ninja don't buy islands. Unless it's an investment island you could flip right quick.
Congrats on your big sell, I'm glad to hear not everyone looses in this game!

Congratulations! That's quite an achievement!
Yeah, I guess this is what lots of us are hoping to achieve.
I'm not quite there yet but I'm proud to say that I was able to
fire my boss a few months ago, and am now living the risky
life of living from my crypto earnings.
It's rather a humble life.
Just like you, I'd never buy a fancy car or huge mansion.
A lambo just wouldn't make sense here in Mexico anyway LOL.

Anyway, enjoy your retirement! I'm sure you will.

Highly inspirational...lots to take home from this...might just right a article off it

Riding the ups and downs, continuing to plug away at my dull day job all the while

This is my own unique take. Some people abandoned their day jobs to do Hive (then steem) full time during the hey days of early 2018. I felt it was a mistake and was proven right. Don't quit your day job folks, if you really want to retire early that is

Congratulations on your retirement. Very soon, you will find that time passes so quickly, you don't understand how people can have time for a job. 😂 Time is all yours. Do what makes you happy. Cheers!