2025; Charting a New Heading and a gift from a new friend.

in #inleo7 days ago

In February 2024 I’ve achieved my main Silver stacking goal and somewhere in 2025 I will achieve my main Gold stack target leaving me to focus a little more on Crypto and tweaking my conventional self-directed Retirement savings.

“Black birds tend to like shiny things.” ~ The Bloody Raven

Yes, I am going into a little bit of trading and have fired my previous financial planner, hence the term self-directed.

I’m not stopping stacking. No, no, no any further stacking I have been doing are for my relatives and friends that still have far too much faith in our Governments, corporations and central banks in looking after our best interests. In the background they will continue to be the boring Maple Leafs and RCM 10 oz. bars, nothing new as long as I have the cash at the end of the month. Each year I remind myself that I am not just stacking for myself and my immediate family.

In the meantime, you may be seeing more silver from off the beaten track, fun, fringey, or just plain cool stuff from me in the coming year.

The Gift Coin

2006 United Kingdom 5 pounds 80th Birthday of Queen Elizabeth II.
image.png
Reverse; A saluting Queen Elizabeth II on horseback
Legend; FIVE POUNDS, 80
Diameter 38.6 x Thickness 3mm
28.28 grams, 0.925 Sterling silver

Remembering my original inspiration; Gramps.

That is what my great-grandpa did when he came to our country. “He always saved for a rainy day.” Said my Dad, “He started a general store and hired anyone who needed a job, loaned or even given a few dollars he’d hardly asked for the money back, expanded the store with a diner, a pool table, and then a much needed post office. His thriving all-in-one business helped the little prairie town survive the depression.

He won the respect of the town and was often invited to the town’s special events. Years later, after moving to the West Coast, to my Dad’s surprise so many people came over just to pay their last respects to our great grandpa. We couldn’t fit everyone into the chapel.

2006 United Kingdom 5 pounds 80th Birthday of Queen Elizabeth II.
image.png
Thank you, Ben of HK Colonial Coins for this lovely and unexpected gift of Silver.

After of piecing together what observations from the few remaining elder branches of the family tree I still couldn’t get a full picture of my G-g-Grandpa’s mindset. He didn’t care about politics, just making friends and “being useful” or ”being helpful.” seem more a motto than mindset. I'll have to make that town an item on my bucket list and mine it's newspaper archives one day.

Now that's a role model I'd like to follow.

2006 United Kingdom 5 pounds Queen on Horseback. Silver coin.
image.png
Obverse; Gilded Crowned bust of Queen Elizabeth II facing right
Legend; ELIZABETH II BAILIWICK OF JERSEY, IRB, 2006
Edge; Reeded
Reference; KM#142a
Isn’t this beautiful? Shot under a warm 6W LED lamp.

That's Life

I’m not going to make predictions, nor set lofty goals, and I will be just as inconsistent as ever in posting depending on my energy and heath.

I am facing changes beyond my control. My health at this point is not very good so I may not likely return to work in the nursing care profession and continue to be on Canada Pension Disability until I'm 65. The income won’t be as good when I was working but more free time for more important priorities, that is focusing on regaining my health and spending as much time with my adult sons as much as possible before they decide to set out on their own. 😥

On my Crypto Front

image.png

Well, I didn’t make my 25,000 Hive power goal by the end of this year. Yes, I could power up all my liquid Hive and take the victory lap but a wise Asian pizza establishment owner once said to me, “The Pizza tastes best when it is earned and not simply purchased.” So I’ve allow myself only my usual 100 Hive power up only on Hive Power Up Day and no more. Let's make it to that finish line the right way.

image.png

Leo was a 5,000 goal from last year, and I won’t be bent out of shape even if I don’t make that in late 2025 or something to that tune. I like to keep what’s the rest of my life simple and just cruise.

My other holdings of BTC, LTC, and Dogecoin remain as my long termed HODL in my cold wallets strategy.

For Stacking Fun!

And speaking of Leo, I got a bunch of Scottsdale Stacker bars when silvergoldbull.ca put them on sale knocking a hefty $15 off each bar making the premium tolerable but still slightly above the price of a my standard go-to RCM 10 oz. silver bar. The difference will be my FUN premium.

Scottsdale 10 Troy oz. Silver Stacker Bars
image.png
Obverse; Crowned Lion
Text; Scottsdale Silver, .999 Fine Silver
Text; 10 Troy Ounce, IN GOD WE TRUST
Reverse; Swirl Pattern, Serial Number
Length 73mm x Depth 41mm x 11.4 mm Thick

I still love the Crowned Lion logo of the Scottsdale mint, reminding me of the CS Lewis’ Chronicles of Narnia, Aslan being the central Character. I do like the rounds version but felt it not quite enough of a statement. I’ve always thought of getting a set of these to play with. Stacking and re-stacking into different ways on my desk while I think of a witty blog comment to write or for just plain fidgeting sake.

It was in September when the stars aligned, the spot price was down, the USD was down, so I doubled my (DCA) Dollar Cost Average buy this time around. With the latest downdraft in spot price I hope I could get another pair of these to form a three stepped stack for a total of six bars.

I'm getting too long for this New Years Post so,

I bid thee well to all my Hive friends and family, a most happy and prosperous New Year! 🥂

image.png

Stacking Hive, Precious metals and fun for those dark stormy days!

The #piratesunday tag is the scurvy scheme of Captain @stokjockey for #silvergoldstackers pirates to proudly showcase their shiny booty and plunder for all to see. Landlubbers arrrh… welcomed to participate and be a Pirate at heart so open yer treasure chests an’ show us what booty yea got!

References & Sources

Photos are my own shot with an ancient 2018 Samsung SM-A530W or otherwise indicated.
P. Image under Pixabay
W. Wiki Commons
☠️🎃 Page Dividers by thekittygirl. ❄️🌞
Cameo Raven Brooch from The Black Wardrobe.
The 2024 Hive 0.999 Silver Round.
Map Background; Reader’s Digest Illustrated Great World Atlas, ISBN 0-89577-988-9, Pg. 136 Oceania


image.png

"I’m just a gal in black, not a bloody Financial Advisor!"

Physical precious metals bullion stacking is only a part of my personal overall financial strategy. Meanwhile, collecting numismatics are a different set of objectives and strategy. Unless you are a complete nutcase as I am please, do your research before deciding to buy into any bullion or numismatic products.

Posted Using InLeo Alpha

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You're actually quite subtle funny in your writing. I wish we were doing this kind of research when most of our seniors were still with us. Documenting the individuals and their exploits and lives but so much is lost to time. No better time than now.
PD

Seeing his final resting place sure gave me some motivation to find out more. Information is at best secondhand from the children of the parents that knew him when he was still around back in the early 70s. The rest is speculation from the old photos.
Thanks for the help.
!BEER
!PIZZA

!LADY

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@kerrislravenhill, You have received 1.0000 LOH for posting in Ladies of Hive. We believe that you should be rewarded for the time and effort spent in creating articles. The goal is to encourage token holders to accumulate and hodl LOH tokens over a long period of time.

Focus on your health for sure! We should all do that!! Thankfully you found a good route for that!!! nice shiny stuff xD

I need to get into shape.
painandpleasure1280x960.jpg
Only one of these Stevia sweetened Georgia Browns a day. I want to be here to see my grand children
!LUV

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You received an upvote of 100% from Precious the Silver Mermaid!

Thank you for contributing more great content to the #SilverGoldStackers tag.
You have created a Precious Gem!

Very wise… saying. 😉 You are so close to the 25K You will reach it soon. Well done during all of 2024 🥳

Happy New Year 🥳 and all the best wishes to you.
Have a fantastic first day of the year. 🥰
!LUV

"It's the journey, not the destination." Taking the scenic route to 25k. Like your journey except it had a lot of snow along the way.
Happy New Year @littlebee4
!LADY
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Yes, it sure is 😊 we love taking the scenic route… so much adventure.
Have fun with it. I crossed yesterday the 17K 🥳 so slowly but steady 😎

Thank you so much ☺️ @kerrislravenhill
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I hope your health gets better in this year.

Seeing what you have achieved here on hive, am motivated to keep pushing on

Happy new year

I hope so. I'm tired of being sick and tired.
Thanks for dropping in @ozd
Happy New Year 🥂
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The Lord will surely perfect your health, your body is strength. Have faith

Nice piece. You’re almost there.

IMG_7849.gif

I will relish the time getting there.
Happy New Year 🎉
!PIMP

You did great, I hope you have an awesome year. Happy new year.

For me the New year starts with a ton of paperwork and filing around taxes. And that's another mountain to climb for me,
Thank you for dropping in on my blog @fredaa
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For me the New year starts with a ton of paperwork and filing around taxes. And that's another mountain to climb for me

Sorry about that, but I'm sure you'll find a way around it.

Thank you for dropping in on my blog

You're welcome.
Thank you for the tokens.

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impressive collection, I need to build up mine again

@melbourneswest! @kerrislravenhill likes your content! so I just sent 1 BBH to your account on behalf of @kerrislravenhill. (1/5)

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Took me ten years to reach my Stacking goals.
22.5 years to pay off my conventional mortgage to be mortgage free.
Took on a variety of side gigs.
Worked extra hours and shifts.
The wear and tear caught up to me.
How much Crypto can I accumulate? I don't know but I'll take my time doing it.
My former financial planner was impressed how I have a $35kUSD Crypto portfolio without sinking in a cent in it.
Glad to see you drop in @melbourneswest
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!BBH

I do apologise i had some time off where I stepped back a bit, had a lot on my plate.

Thats awesome. It's taken me 38 years to get to build our family home. COVID screwed a lot up but we're getting there.

I'm so sorry your health is declining. I hope 2025 treats you well, and you are able to find a way to reverse at least some of that trend. hugs

!PIMP
!PIZZA

My son and my siblings are understandably concerned how I have become so 'fragile' since the passing of my best friend/roommate of twenty years it was as if my body suddenly started falling apart. I had to give up my mountain bike, and now I have to give up Katana juggling.
I better start ticking off some of my Bucket list items.
I appreciate the comment @willendorfia
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Something similar happened to me when my mother died unexpectedly during a time when I already had a ridiculous amount of stress in my life. The root cause for me turned out to be an eating disorder (ARFID) that got triggered by all the stress hitting all at once. I hope you are able to find one or more root causes as well! Not gonna lie, it's been a long road back, but the fight has also been very worthwhile, allowing me to finally start living again.

Definitely do all the living you can, while you can! We are never guaranteed tomorrow. 🤗💜

!LUV

Your great grandfather sounds like he was a great man! It's a shame that in our world today there few if any people like that...

That is some pretty silver, the coins and that Scottsdale bar. I loved them all!

Sorry to hear that your health isn't doing great. It's a feeling I understand all too well, and it really does suck when you're no longer able to do what you were trained to do. I guess the free time is worth more in all reality, and the disability really is a godsend.

Take care of yourself, you have a lot of good years ahead of you still!

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I've looked at some old family pictures I got from my mom. I wondered what kind of person he was. At least an easy going person that cooked up a legendary Chick-a-la-king when he ran the diner part of the business. The pool hall had only one pool table. It became the place to go when nothing else is happening.

When the train stopped to pick up coal and water for the engine, passengers had 30 minutes, got off to grab some eats at his diner. He didn't have a cash register, many were soldiers paid in foreign coins. This was where my gran-gramps got my Australian and Hong Kong coins from soldiers heading east to the war. After the war soldiers went back dropping off European silver coins, most from the UK. I should really write a post on this very subject. Later.

Thanks for commenting @thebighigg
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"Ahh huir uv a much enjoyed yer story o' yer grandfaither Commander! A real cheil wi' a big heart in th' reit place it seems! Slainte!" 😉 -Keptin

📝 (By th' ways...current G/S ratio: 90.94 Mebbe it's times tae sell sum gauld an' buy silvers! Haw! Haw! 🙂)*

Wish I knew more about him.
Thet G/S ratio looks like a fine point to leverage some silvers. Ahhh preciate th' advice Keptin.
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Happy new year @kerrislravenhill
Wishing you greater achievements and accomplishments this year 2025.
May your health be fully restored.
Sending you loads of love ❤️

Welcome aboard my blog @federicah and thank you for the wishes.
I'm hoping for a miracle, I'd love to be still around to see my future grand children. ❤️

LadiesOfHive--COMMENT_NewYear.png

Happy New Year Young Lady @kerrislravenhill
Watch Out for CyberTrucks in Las Vegas, You Never Know!
https://youtube.com/shorts/w5uOENviHQk?si=knG88e4uCzkPk9Kh

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Obviously the deep state sending Musk and Trump a message.
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Yes COMMS for Sure !

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It is admirable that you not only have stacking goals for yourself but for your loved ones too. You are such a genuine and caring person. I think you are already living up to the example set by your grandfather.

I hope your health improves as the year progresses. I am glad you have some government support to help things financially. I think people don’t realize how lucky they are to be healthy and what a blessing it is to have systems of support when you are not.

Wishing you peace, happiness & crypto windfall in 2025. 🖤☺️

I'm already filing for early retirement based at least on my diagnosis of Atypical Parkinson's disease. It's hard enough for me to write my posts and comments at this time, I hope it doesn't get worse. At least I can take my time taking photos and posting.

I've been crunching the numbers to see how possible early retirement will be like. I'd be easier to figure if the Economists use real inflation figures than totally understated ones. Gosh, I would like to visit the far east one day(s).

Thanks for the wishes @dfinney
And Happy New Year. 🎉🥂❤️
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PIZZA!

$PIZZA slices delivered:
willendorfia tipped kerrislravenhill
@kerrislravenhill(4/10) tipped @stokjockey
kerrislravenhill tipped punkysdad
kerrislravenhill tipped willendorfia
kerrislravenhill tipped joshuaslane
stokjockey tipped kerrislravenhill

Excellent to hear you hit your Silver stacking gold this year @kerrislravenhill!👍😀
Up next the gold stacking goal.....
Have a very Happy New Year my friend!!🤗🤗🤗

It is a bit of a stretch to pull in another 2 ounces of gold in 2025 to meet that long standing goal. That's almost $3,900CAD/oz. Hoping for Trump to end the Ukraine war plus another bankster price suppression down to well below $2600USD to help me out. Imagine that, me cheering for another price dive.
Happy New Year again @silvertop
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You're probably right on target with the manipulation of the price @kerrislravenhill ...🙄
I'm almost expecting the same with Bitcoin...
Time will tell as the new year unfolds!!!
Wishing you health and happiness!!😀

The CAD/USD exchange rate is making the gold prices back to ATHs, I may have to hold my nose when I am ready to make my next gold stack add. I just have to think it will get worse when real inflation hits. Trust the math.
My best gold price today is $3,896 for a random date 1 oz. gold Maple Leaf.

OUCH....... that sounds expensive!!
I think you're right I think inflation will be coming back with a vengeance this year!🙄
I guess we just need to look for any dip we can!😀

Your great grandfather must have been quite the inspiration! Although it might seem like there are fewer remarkable individuals today, there are still many people making a positive impact in various ways. For instance, you sis @kerrislravenhill... the way you care for your family!
I wish you well, sis. Health can be such a fragile thing! It's a blessing to have support systems in place for when challenges arise. It's easy to take good health for granted until something happens to remind us of its value.
And Wow... a dollar and a quarter off per ounce for the Scottsdale stacker! A good deal alright!!!
Take care, sis!
Much !LUV always, and hugs & kisses🤗😍😘
!LADY

PS
And BTW, I don't think the RCM 10 oz bars or Maples are boring.

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Thank you Sis.
And you run Ladies of Hive to help all members to grow, develop, and build friendships giving of what little time you have because you care enough to give every women a place they feel that they belong to.

I missed way too much when my parents and their friends talked around the kitchen table. So much I could have learned if I had paid more attention rather than wander off doing what most young pre-teens did at the time.

Baked Chocolate Chip cookies this evening, and they are going fast. Enjoying my cooking and precious time in looking after my young adult sons.

Always, with love 🤗❤️🌺
!LADY
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Very nice sis! Most financial planners I hear about from folks I know who actually hire them. is that they charge a hefty fee; throw outlandish end of year parties, and move to some of the ritziest property for new office space to be had in Bellingham! I guess it doesn't dawn on those who hire them, just exactly where all that cash for the parties and the new office digs comes from!

I am sure that you will do just fine in your self directed retirement! Awesome silver pieces and I can see you sitting at your desk stacking and re-stacking those bars!

Happy New Year sis, and have a lovely and blessed time of it! Take care!🤗💜🎆🎊🎈 !LADY !LUV !PIMP

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Just learning the trading site interface now.
I hope I don't cause a market implosion when I sell something.
Would you let someone with Parkinson's and history of dyslexia trade for you?
!LOL
I can hear the headlines now...

"Justin Trudeau sends RCMP to investigate a gal in black resident of BC triggering the biggest stock market collapse in history on a day following the PM's own bank accounts were emptied with no trace where the funds went."

🤷‍♀
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What is black and white and red all over?
A penguin with a sunburn.

Credit: captaincryptic
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!LOLZ I can see it sis! On the flip side, he might not notice either.

As for the worry about:

Would you let someone with Parkinson's and history of dyslexia trade for you?

I suspect you are very careful and do just fine! Thanks for making me giggle sis! !LADY🤗❤️🌹

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Moses was the first person
to use Control-C as a shortcut.

Credit: marshmellowman
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Sis, you're rocking it! I'm so proud of you for reaching your silver goal!
It's inspiring to read that you're also heading towards your gold goal soon, you are rocking it!

I know it's not a short term thing you achieved but still, it's very inspiring, especially to read that you help your loved ones stack as well.

Let's hope this year your health will be easier on you as well because that would probably make you enjoy these amazing milestones even more..

!LUV !LADY

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It took ten years of consistent stacking to get here. I first learned to control my spending. Then worked on paying off the debts. Set up an Emergency Reserve fund that help keep me out of debt or minimize the debt into an easier size to manage.

There were days I was able to set aside a sizable purchase on the price dips. And there are months where I could barely afford a few silver Maple leafs. So far, I never had to sell any, I've come close though.

Taking on extra shifts, doing side gigs kept me ahead of the bills, but in addition to taking care of my roommate and writing on Hive took a toll. I was barely getting about 5 hours of sleep a day. Burning the candle at both ends too long was one major factor in my health crash. I was too stubborn to realize it and I did take after my workaholic Mom in her productive years.
I have to stop and slow down now.

Looks like I may have to retire much earlier than I am prepared to. I've got Three sources of passive income lined up plus Hive I hope not to withdraw my capital from. Preparing for early retirement at best. Maybe open my own Thrift Store business is possible.

!LADY
!LUV ❤️

P.S. I just uploadded my next post.

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I'm sad for you that it took such a big tole on your health, I really do, but on the other hand, you are a big inspiration for pushing through and making sure your family (and maybe some other loved ones) will have a great example on how it's done financially.

I can speak for myself when I say that I missed a parent like that, heck even a family member who was willing to teach me. I had to figure it out all on my own and landing in a toxic relationship just before my 18th birthday I ended up in debt right away as he tricked me into putting things on my name. Without someone to guide me and warn me for these practices, I got sucked in early in life.

Although I haven't been able to focus on precious metals as soon as I would have wanted (I sure remember reading you and the other ladies their content about silver on Steem already, feeling inspired!) I know that financially we're making big progress in the past year and especially in the last tax quarter.

I calculated the tax savings with this huge change and will put aside that full amount every month so we have an emergency fund filled up rather sooner than later ;) With my tiny collection I don't really know what my first precious metals goal should be to work towards but for now I will just stick to buying monthly and seeing it grow.

Heading to your post now !LUV !LADY

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@thisismylife, you successfully shared 0.0100 LOH with @kerrislravenhill and you earned 0.0100 LOH as tips. (2/4 calls)

Use !LADY command to share LOH! More details available in this post.