This is first time in my entire earning life, I am able to save & invest around 50% of my income. Though it's 55%, but since its only 20 days done, I am anticipating some more expenses and thus by the end of this month it would stay above 50% only.
This is actually a huge achievement for me. I basically try to save around 30% of my monthly income. And if it goes above 30%, I would be happy. But seeing it going above 50% is making me too happy though. What different happened thus month is that, I had some money saved up for school fees and thus, that money is saved and invested this month.
The market is going down and today with the US allegation about Gautam Adani, we can see more downside in coming days. So I am just trying to invest as much as possible in the ETF to get some lower price so thar when the market recovers I can get the good profit.
And because of that I have invested this much amount this month. And because I didn't needed much money I could invest thar much. Also what factored is that my parents were with me so I didn't had to send any money to them and thus that saved money is being invested. I am not sure about the market and that's why I am continuing my investment. Also the thing is what I have learned is that we should continue to invest and book profit and which can help us to increase our profit percentage. That's what I have found out with Nifty 59 data yesterday and created the video about it.
So yeah 50% invested is lucky this month. If I can achieve that every month, then I might be more financially healthy in coming years.
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