Now for those who are not blessed with a Budget minded spouse.
By the way, I think the Spreadsheet is marvelous invention too, the spreadsheet image on the Contest 169 post is an actual snapshot of my 2024 home budget Template. Nowadays 'being rich' is definitely not the same as 'avoiding being poor', it's amazing that you channeled that energy and desire into taking financial charge to put yourself on solid ground. Your confidence shows in this post and give yourself credit. You proved it can be done.
And a fine testimonial @thisismylife