I dont know why but I just imagine someone writing this extensive post with such passion.... I have been renting too for the past 15 years and I have also spend around 100k doing it but buying a house on most places I have live in would be very expensive, I value a lot my logistics, I currently live 2 blocks from work and my kids school is less than 5 min away I spend zero cents in transportation, gas, food, I come home everyday during lunch to eat and see my family, also taking in consideration that for the first 10 years everything goes into interest of the loan, Im in the same position trying to build a capital to either put a 60% down payment for the property, I have seen ppl discuss this online lately and maybe 85% of the answers you get is buy a house renting is stupid until the day they know all the interest and taxes it takes to own a house and maintain the house