Excited about VSC, I think it will do a lot of good. My KE ratio is 1.6 It has a smiley face next to it, so it's good?
!BBH
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Click the AZ link above, it covers it in detail.
There are more posts about it on his feed.
Everybody on the planet needs a savings account, if they can't save 'free' magic internet money, they can't save money, at all.
If they can't save money at all they are a drain on everybody around them.
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