How Much Is Enough?

in #hive-1679223 days ago

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I saw this post the other day in my COTI Twitter feed (X) and it shows how people think. What is enough for some may not be enough for others and it is kind of crazy to think that of the 157 that voted more than 50 think that $100K is enough to make a difference in your life. Even if COTI hits $5 or $10 valuing $500K this is still nothing in todays world. What we have by being involved early is worth far more than that and we need is some patience.

20 years ago if you said you had a $1 million dollars you were considered well off and today that number is not seen as wealthy. Having a $100K or $500K may help you pay off bills and give you breathing space for a few years, but this is not life changing. It seems everyone wants instant riches and has no concern for what they will do in 10 years from now. We need to guarantee ourselves financial freedom and to leave some behind for our kids and grand kids.

What I see as a life changing amount is what it generates for you via a monthly income whether it is passive or larger. My goal has always been to generate $10K monthly as a starting point. The way the economy is moving and the prices continuously rising $10K monthly will be seen as normal in the next decade. Why cash out when you can just keep building by staying in crypto.

Crypto gives you the opportunity to get ahead and by selling it you are falling back into the trap that everyone else is already in. The value is your crypto portfolio and what it can generate as an extra income. This is why having a passive income is seen as he Holy grail of incomes because this is what everyone is striving for.

As a good example if you had 500K COTI and sold your stake later in the bull run and it was worth $1 million and bought back when the price dropped and did a 4 x on your stake you would be holding 2 million COTI. The APR is roughly 6% which would give you 10K COTI monthly in rewards which depending on the price could either be a passive or genuine income. My bet is that it would be a better income than what the average person is earning monthly.

If one kept on accumulating and repeated the same process at the end of the next cycle the numbers change significantly and you would be regarded as wealthy. The reality is people do not have the patience to see their investment through and will always sell too early.

$500K would not set you up for the future because once you have paid off a house and a car there would be very little left and you would be back at square one and then what? Having a stake generating a monthly income is always going to be there and the value is only going to rise if you have selected your investment correctly. This is the true meaning of financial independence not for now, but for the future.

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millons of millons, i am kidding depens of what will you do with your own money, in my case i neve sold when it was necessary but now i am happy becase that mistake make me grown up and i am working as a developer :D

Where I live 1M would actually make a pretty big difference. I'm lucky to be in one of the more affordable parts of the US. Even after I lose 30% of it to taxes, it would still get a lot done for me and allow me to supplement my other traditional investments. I agree though, 10K per month would be an awesome passive income.

Yes I agree it would get stuff done, but would not necessarily put you in a position of retirement or comfort for very long. $100K would make a difference to anyone for a month or two or three lol, but it would run out much faster and won't stretch like it could have years ago. In some parts of the world it would be seen as a small fortune only if you stayed there and did not think about moving elsewhere.

Quite interesting article. Good evening and good luck to all of us.

well written. Wealth isn't calculated by how much we have in our pocket, but by what value our investment generate annually. To build up investment, I think one shouldn't have his funds only staked in crypto assets, but to spread them across stock holdings and real estate investment. Of sure, a million dollar doesn't give you a place as millionaire. But your mindset does. This generative thoughts as a millionaire gives you the go for positive actions by acquiring financial education, helping to to make best investments with your funds.

No amount of funds will ever be enough, because the more money you acquire, the more you will need them. The best thing to do is to increase our revenue channel by good investment. Though we make investment, but the truth is; time is the true investment.

Yes time unlocks the true value and why the longer the period the better it will be.

Yes you have spoken like a real investor and a person of value. It only takes a person with inside to understand what "time" is; not only within an investment space, but to this very world we are. If a person can utilize what minutes he has in this world, then in his old days, he will appreciate his younger days.

I don't see it how much is enough, but rather how much offers you a solid base to invest and get a steady monthly revenue. For example I will feel good to earn $2,500 per month (while holding also a job), thus the question is what amount of money do I need to make that happen? For example having $200k invested in HBD and getting 15% APR per year, that would translate into $2,500 per month. That would be a good start, but requires also risk diversification. Getting to $10k per month would mean a great life in my opinion, while still holding a job.

Yes and why it is so worth the time and effort. We understand using an investment to generate income, but most of crypto has no idea.

Yeah 500k is not life changing. Right now safe bonds in USA pay about 6% so $1 million USD provides $60,000 per year, two million is $120k per year income stream which you can live on...

Yes this is how I see my investment working for me in the future.