How I Learned to Curb Unnecessary Spending / 私が最近身につけた浪費の防ぎ方

in #hive-10631615 days ago

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In my 30s, I was extremely frugal. In my late 20s, I went back to university, and when I moved to Europe in my 30s, I felt it was crucial to keep certain amount of money in case anything unexpected happened in this new environment.

It wasn’t as if I suddenly became reckless with money afterward, but as I settled into life in Europe, gained financial stability, and watched my daughter grow, I started to feel uneasy about my spending. I wasn’t spending excessively compared to my younger years in Tokyo, where I worked hard and played hard, but I still had this nagging feeling that I was being wasteful. Even though I didn’t know how to address it, I left it as it was.

Then, in November of last year, a friend introduced me to The Artist’s Way, a book that I read through and began practicing the weekly exercises. Now, three months later, I’m in the final week of the program. Among the various topics covered, there were some parts about money, and recently, I’ve noticed that my unnecessary spending has significantly decreased. The title the book says "artist" but it's for everyone who wants to rediscover one's creativity.

When I reflect on why this change happened, I realize that working through The Artist’s Way encouraged me to reevaluate my creativity and way of living. In doing so, I became more in tune with myself, learned to take better care of my needs, and gradually reduced my stress.

If you feel uncomfortable with the words "God" or "Universe" in the following passage, you can replace them with "the world." That’s what I do:

When faced with a choice between our cherished dreams and a miserable job, we often ignore our dreams and later blame God for our misery. We act as if it was God’s fault that we never went to Europe, never took that painting class, never continued with photography.

But in reality, it wasn’t God who decided against those things—we did. We fail to recognize that the Universe has the generosity to support healthy spending. Instead, we assume that God demands practicality, so we try to be practical.

— Julia Cameron, The Artist’s Way

The Importance of Healthy Spending

Healthy spending and rewarding ourselves are essential. If we suppress our desires too much, it can lead to stress, which may result in impulsive, less meaningful spending later. The key is to ensure that our spending aligns with our values and well-being. It’s about buying things that nurture us, investing in creativity, and choosing quality over quantity. It’s okay to buy something expensive if it brings long-lasting joy. The important thing is to make intentional purchases that we can savor over time.

One strategy I use, though it wasn’t specifically recommended in The Artist’s Way, is keeping a "Wishlist" in my iPhone’s Notes app. Whenever I want something, I write it down first instead of buying it immediately. This year, I’ve decided to follow a lunar cycle approach:

  • During the waning moon (from full moon to new moon), I focus on decluttering and refrain from shopping.
  • During the waxing moon (from new moon to full moon), I review the items I previously wrote down and decide whether I still want them.

This method might sound a bit spiritual, but in practice, it simply allows me at least two weeks to reflect before making a purchase.

A Clearer Perspective on Money

Over the past few months, I have reduced unnecessary spending and no longer feel uneasy about my money habits even I travel on first class on train, which is for me a treat to be creative. Looking back, I realize that my past spending wasn’t entirely bad—it was a learning experience. It helped me understand what kinds of purchases feel right for me.

From now on, I want to spend money in ways that bring lasting joy—not just to myself but also to those around me. I want my spending to be intentional, meaningful, and fun.

Do you have any personal strategies for mindful spending? I’d love to hear them ☺️

👛 👛 👛

私は30代にものすごく節約志向でした。20代の終わりに大学に戻って、30代に入ってヨーロッパに移って新しい環境では何かあった時のためにできるだけお金に余裕を残しておいた方がいいという思いがあったのだと思います。

その反動というほどの浪費ではないのですが、40代に入ってヨーロッパでの生活にも慣れて、余裕が出てきて、子供も大きくなってきて、それは良かったのですが、お金についてはなんとなく浪費しているかなあという嫌な感じがありました。とはいえ、遊びに遊んで仕事をしていた東京時代と比べたらかわいい浪費です 😅 いずれにせよ浪費には変わらず、気持ち悪く感じつつも、どうしたものかと放置していました。

そんな中、昨年11月に友人に『ずっとやりたかったことをやりなさい』(私はこの命令形の邦題があまり好きではないのですが、原題の『Artist's Way』は好きです)という本を教えてもらい、一通り読んだあと毎週の宿題に取り組んできました。3ヶ月間取り組んで、今週が最終週です。その中にはお金の使い方に関する部分もあり、最近になって浪費が減ったことに気づきました。

なんで浪費しなくなったか考えてみると、Artist's Wayを読んで、創造することや生き方について見直す中で、自分に向き合って、自分を大事にできるようになり、ストレスが減っていったのだと思います。

以下の一説の「神」「宇宙」に違和感を感じる場合は「世界」と読み替えると良いかもしれません。私はそうしています。

大切にしてきた夢とみじめな現在の仕事のどちらかを選ぶ岐路に立たされたとき、私たちは夢を無視することを選び、その後に続くみじめさを神のせいにする。自分がヨーロッパに行かなかったこと、絵画のクラスをとらなかったこと、写真を続けなかったこと、それらがあたかも神の過ちだったように振る舞うのだ。  
しかし実際には、ヨーロッパに行かないことを決めたのは神ではなく、自分だ。私たちは、宇宙が健全な浪費を支えてくれる懐の深さをもっていることに気づけず、神が常識を求めているかのように思い込み、常識的であろうとする。
ジュリア・キャメロン著『新版 ずっとやりたかったことを、やりなさい』 (p. 157) Kindle Edition.

健全な浪費や、大事な自分へのご褒美って大事なんですよね。我慢し過ぎてしまうとストレスになって大きなよくわからない浪費に走ってしまう。大事なのは「健全な」浪費にすること。自分を大事にしようと考えてものを買う、創造性につながるものを買う。少し高いと思っても本当に欲しいものを買う。じわじわ楽しめるかじっくり考えてから買う。

本の中で勧められていたものではないのですが、私は「ほしい物リスト」というリストをiPhoneのメモアプリに作っています。この中にとりあえず書いて、今年は満月から新月に向かう期間中には断捨離に徹して買わない、新月から満月に向かう期間中に前サイクルに書き足したものを検討することにしました。月の満ち欠けに従うのはちょっとスピリチュアルすぎるかもしれませんが、少なくとも2週間は寝かせて考えられるのが良いです。

この数ヶ月で浪費が減り、お金の使い方にまつわるモヤモヤがなくなって、スッキリした気持ちになりました。振り返ってみると、これまでの浪費も決してすべてが無駄だったわけではなく、「どんな出費が自分にとって気持ちの良いものなのか」を知る大切な学びの機会だったのかもしれません。林真理子さんが、昔何かで若い頃に浪費をするのは自分の好みを知るために必要と言ったようなことを書いていたような気がします。

これからは、じわじわと長く喜びを感じられるものや、自分だけでなく周りの人にも喜んでもらえることに、楽しくお金を使っていけたらいいなと思います。

浪費を防ぐためにしていること、コツはありますか?あったら聞いてみたいです☺️

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Thanks Silver bloggers 🥰 Happy to be part of the community!

It’s very interesting how creative you are with spending planning. I’ve always viewed expenses in such a way that if I don’t think about them and just try not to spend on anything, that’s the best strategy :) However, this can sometimes lead to delaying the purchase of necessary things for a long time, and the quality of life decreases.

Thank you for your comment @aemile-kh, I'm happy to read a comment from an artist! It was exactly me in my 30s. I try to make everything by myself and try to spend as less as possible especially when I moved completely to Germany. But it was a good practice at the same time. I gradually figure out what make me feel comfortable ☺️

I really enjoyed reading your post and look forward to seeing more! I would also read your older ones