What Would You Do With 50 HBD per Month

in #hive-167922 • 2 years ago

Screenshot of cflclosers _ PeakD 8.jpg

I'm coming up on my HBD savings claim day and I'm earning a little over 50 HBD a month and it's a lot of fun.

But, I'm wondering what my plan should be with those earnings. It's crazy to think about not compounding earnings at 20% but there are so many things going out there that I'm wondering if I should move outside of HBD each month. It's house money right?

For example. What about monthly Dollar Cost Averaging into BTC? Honestly that sounds boring and somewhat less safe from someone who feels pretty secure earning with the world's most secret private coin lol.

I was interacting on threads today and commentors were talking about long term plans and commitment to executing them. Honestly, I don't have a plan and other than grinding things out on hive I have no direction.

I'd love to hear your thoughts in the comments. It's time I dabble if for no other reason than learning a thing or two while doing.

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#proofofbrain #ctp #hbd #neoxian #leofinance
2 years ago in #hive-167922 by
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    • [-]
     2 years ago 

    I'm compounding mine. DCA into BTC is an interesting strategy for it, though. I really like the compounding effect, and the perceived "Safety" surrounding the stability of HBD. Yet, it feels almost certain that BTC will increase by more than 20% in the lead up to the next halvening.

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       2 years ago 

      I agree. I do want more btc. But HBD even though passive, seems more active than BTC. I guess because I can do so much with it right on chain if I want to buy something.

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         2 years ago 

        Seeing number go up every time you claim your rewards is also very rewarding, when compared looking at a chart and patiently tapping your foot.

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           2 years ago 

          https://leofinance.io/threads/@cflclosers/re-leothreads-5skbdg
          The rewards earned on this comment will go directly to the people ( cflclosers ) sharing the post on LeoThreads,LikeTu,dBuzz.

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             2 years ago 

            I'm too dumb to do anything but let it compound lol Literally that's all I'm trying to do. Build it up, and give it a decade or so to really take hold.

            That being said, crossing my fingers we not only hold the peg but stay around 20% lol

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              [-]
               2 years ago 

              You do very well with your stacking goals and meeting them. I'm not counting on 20% for very long but I do feel like if/when it decreases, it will decrease in an orderly sustainable manner. I can't see it going below 10% ever.

              With that in mind every "claim day" that I haven't dumped all my cash in there I feel like I missed out. But, I'm still not playing with big numbers yet. I'm creeping up to 5,000. Maybe I should invest and get it over with. Then buy hive with the earnings. I don't post enough to earn the traditional way.

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                  [-]
                   2 years ago 

                  I stack both Hive and HBD, betting on two horses. It spreads the risk and of course the yield. But I am content with the results

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                     2 years ago 

                    I feel like Im way behind considering I have logged into hive and curated just about every day since the fork. I think I spent to much hive on Leo,Cub,Poly and Splinterlands along the way.

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                         2 years ago 

                        The choice is yours but I would keep stacking. The more you save the more you earn.

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                        [-]
                         2 years ago 

                        I accumulate both HP and HBD, I would probably allocate that 50 hbd to reinvestment to make compound interest for the hbd wallet and I would use the post rewards to make power ups and increase my voting power.

                        In any case I would continue to accumulate without touching anything.

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                           2 years ago 

                          That's a pretty good idea. I just usually let the HBD I earn from posts sit there until there is a hive pump/dump and make the exactly wrong move with it lol. But dollar cost averaging that HBD into hive seems smart

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                              [-]
                               2 years ago 

                              Usually over bills.

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                                 2 years ago 

                                As I didn't do anything with $100+ HBD, same would apply also for $50 HBD. Actually I've converted all my $6,400 into HIVE (and powered it up) and just after 5 days considering the pump I was $500 in yields or $250 as we speak. I am still building my HP staking being at around 31k, but if I was a good trader probably I could have player the market quite well. Thus, for me, holding HBD now when HIVE is hovering around $0.40 is not a good strategy, beside the fact that is more passive staying in Savings.

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                                  [-]
                                   2 years ago 

                                  I had to read your comment a couple of times. So you are saying that for you HBD is not a good bet for personally because you feel like hive at 40 is an accumulation time? I get so confused lol. I feel like I need more hive power but liquid hive is so delicious if you know how to play the pump/dump (which I don't lol)

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