My bad.
Messed that post up. Published the wrong post.
Playing with things trying to make it simpler to read.
This turned out to be a mix of two other posts. oops.
When listed the HP I will only used the HP Staked to the account.
Going to keep a rounded down count on the STARBITS used and a Card total.
I think that info might be useful to you,
The common card price is rising.
STARBITS will take a little longer. Those who trade their tokens will trade the tokens for the cards they are selling. I'd say less than a month.