Man already has many challenges, no matter what you earn, make Savings, don't spend it all in one day, investment is good and there are many ways a person can make savings, One is by buying bonds, investing in cryptocurrency, investing in human capital and all others. A person who refuses to invest has made life hard for himself.
If a worker who earns thousands of dollars spends all his money on mere things and the one who earns a hundred dollars spends some of his earnings and saves some, then within five years of working time, the company they worked for retires them both, automatically, the one who used to invest some of his money will have something to brag about, because his savings will be his starting point.
Never in the life of a man who has his senses right should he live without savings, that is something I will never want to do, I remember once I was about to pay rent on a house, as I was no longer working in my previous job, and now my new job was not paying me as well as my old one.
Immediately, I re-strategised my plans, so I moved out of my self-contained apartment and into a single room, as this is the one I will be able to afford without touching my savings. In the blink of an eye, I realised that if I want to continue to stay in that self-contained, to continue to look out for my comfort alone, I will go down financially, the self contained apartment was giving me what I want which is true, however, I did not consider living there again because if I want to, I will have to go touch my savings funds, and that was the last thing I wanted to do.
I'd rather make a new place that I can afford, I don't want to be like other people's, I make my own way and I follow it the way I see fit, if I'm making a hundred dollars and then I'm going to pack all my hundred dollars into my rent, what good does that have to do for me, I'm going backwards instead of pushing up.
I have realized that, No matter how little a person put in that savings box, he/she just have to know that it's multiplying, it's really good to save, life is beautiful when we understand that saving and investing is an important thing to do.
And there are still those places to save your funds and get more returns on your savings capital, anyone who ignores saving has signed life to be difficult in their way, friends always save any money that come your way, no matter how small the money is.
On hive we have the 20% APR interest on HBD savings, we can also invest by buying hive engine tokens hold and stake which give you earning per schedule, investment is good and it is something everyone should consider.