It's a vicious cycle of working and spending. Very hard to get out of when your stuck in the middle of it and one where the odds are stacked against you. Workplaces don't want you getting out. Governments don't want you getting ahead.

The game is rigged and if you accept the rigged rules, you lose! I had a similar discussion with my wife when we were talking about the future of our son... And we got the same conclusion as you in this post...
If you don't want to play the rigged game, you have to create your OWN... Luckily, I truly believe that we have a choice and tools to "opt out" and live, instead of chasing the carrot...

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