Coffee is something that is consumed by a lot of people across the world and it happens to be one of my favorite drinks to have. Still, it seems there are a lot of financial YouTubers who think that spending big bucks on Coffee is just Money wasted and if we save that same money we could be Millionaires in the long run simply by saving money from the Coffee we avoid drinking.
Now theoretically it is kind of true but that doesn't mean I am telling every single guy just to stop drinking his Coffee and just saving that Money. But that doesn't mean that you should skim on the small pleasures in life and focus all on that Sweet Retirement Money you will be getting while you get Old.
As you can see that a mere 2250 INR investment every single month can yield a massive Corpus of over 2.5 Crore over a period of 40 years and I have taken the price of Coffee to be just 70 INR. So yeah it seems it is purely possible to earn a moderate Corpus with low SIPs. But that doesn't mean that you should give up on the frugal things in life that you enjoy. I am always saying that if something is a guilty pleasure of yours then you should in fact go ahead and try to get bits of it from time to time.
Yes, it is important to have a nice Retirement Corpus at hand but at the same time, you shouldn't be living a life full of miseries just so that you can achieve that Corpus. Trust me you can achieve that Corpus even if you take your Daily Caffeine dose, yes it will take a couple more years to achieve but you will indeed succeed.
