Fundings for Healthcare Care Services.
Good Health Is a priority as long as there's an existence. As we plan and Budget for every other need for daily survival, it is pertinent that we also create a budget and exclusive plans which covers for Our Health.
The Cost of Healthcare these days is very high, well, depending on the kind of services you need and the kind of hospital you are offered.
In some developed Countries, proper healthcare services are provided in Government-owned hospitals at a subsidized rate for all and Sunday, while for others, proper healthcare services might be found in the confines of a privately owned hospital.
It's Rather an unarguable fact that poverty has caused an alarming rate of death in many undeveloped countries. Do we even talk about High Mortality rate in pregnant women and in Infants due to no access to health services?
####What's the Correlation between Poverty and Health?
Poverty has a significant role to play in the health of an individual. It cuts across all conditions including access to quality healthcare, nutrition, housing and the overall living conditions of an individual.
Individuals living in poverty face numerous barriers to achieving good health.
Effects of Poverty on Health:
- Limited access to healthcare services
- Poor nutrition and food insecurity
- Inadequate housing and living conditions
- Increased stress and mental health issues
- Higher rates of chronic diseases (diabetes, hypertension)
- Reduced life expectancy
- Poor health outcomes for children and infants
So Where can We find Help in Situations Like this:
Earlier on I said in some places, the government subsidies health care for the people, primary health care services are given in local facilities but even with this adequate healthcare isn't still sufficient for the masses. Most of these government facilities are always over populated, the condition of the hospital isn't really a beautiful one. The environment might not be conducive enough, the manpower and staff might be limited and insufficient for all patients, Most of these facilities might break down due to overuse and no adequate maintenance
Talking about cases of surgery and other advanced medical services, these procedures can't be done in public hospitals requiring users to get better services in private hospitals.
My Med Surg Tutor gave us a story of how she generated about twenty two thousand from her 2-3 weeks stay in the hospital. She was quite scared of how she would foot those bills which cost a fortune if converted to my currency and get discharged from the hospital.
While she was pondering on it, her children told her to forget about it, that it's nothing. She was discharged and called back after a few weeks to discuss her payment plan. According to her, the payment plan was made quite easy and stress free for her.
Asides from Government subsidies, charity organizations, personal donations from philanthropist and others can help sort hospital bil, but you can't just hope on them tho.
Let's talk on health Insurance
Insurance has come to stay as very helpful especially when it comes to health. Health conditions actually come in as unforeseen Circumstances in the sense that, these diseases might develop gradually, symptoms might pop up frequently but just one day everything might just get intense and would need professional health services.
Therefore being an unforeseen circumstance Health Insurance Helps in
Financial Protection:
Reduces medical expenses: Covers hospitalization, surgery, and treatment costs.
Saves against financial devastation: Protects against bankruptcy due to medical bills.
Limits out-of-pocket costs: Copays, deductibles, and coinsurance.
Access to Healthcare:
Primary Health Care: Regular check-ups, screenings, and vaccinations are made available
Access to medical services without financial constraints.
Specialist care: Coverage for specialist consultations and treatments.
Improved Health Outcomes:
Definitely when there's adequate healthcare care, there's bound to be an all rounded improved health condition. This includes:
Improved management of chronic conditions: Diabetes, hypertension, and asthma.
Early detection and treatment: Cancer, heart disease, and other conditions.
Reduced mortality rates: Access to life-saving treatments and interventions.
Other Insurance Benefits includes
Prescription medication coverage
Maternity and newborn care
Pediatric services
Dental and vision coverage (optional)
Wellness programs and health education
These insurance services could be gotten from insurance companies available in your region. Some are privately owned some are government owned. Which ever is Best Insure your health, it is priority.